Manager, Finance

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:

We are looking for a highly motivated finance manager to join PayPal’s Finance team supporting PayPal’s Consumer Credit products. In this position, you will be responsible for the financial planning, budgeting, and forecasting process for PayPal’s revolving credit product. You will play a critical role in developing forecasts, conducting financial analysis, and providing analytical insights to drive strategic decision-making within the Consumer Credit organization. You will also work with both internal and external stakeholders to provide financial guidance and ensure alignment with business objectives. An ideal candidate will demonstrate strong financial modeling skills, be comfortable working with large data sets, and possess strong business acumen.

Job Description:

Responsibilities

• Create detailed financial models to forecast the Consumer Credit Card Business through rigorous data analysis and employing financial modeling best practices.
• Conduct variance analysis of actual financial results against budget and forecast, providing insights into key performance drivers.
• Identify trends, risks, and opportunities through in-depth financial analysis, presenting findings to finance leadership.
• Evaluate the financial impact of strategic initiatives and provide recommendations for optimizing financial performance.
• Assist in preparing management reporting packages for senior leadership, highlighting financial performance and key insights.
• Partner with accounting, treasury, risk, and business operations teams to ensure accurate financial reporting.
• Collaborate with commercial and risk leaders to produce financial forecasts, track initiatives, and provide analytical support for decision-making.
• Support ad hoc financial analysis and projects as required by senior management.
• Continuously identify opportunities to streamline financial processes and improve efficiency within the FP&A function.
• Provide meaningful daily, weekly, monthly analysis of trends vs. expectations.

Experience/Skills

• 3+ years of progressive FP&A/Finance career experience (corporate FP&A, strategic finance, investment banking, PE, consulting) and a proven track record.
• Experience in financial services, capital markets, fintech, banking, and/or lending preferred.
• Computer savvy with advanced proficiency in MS Excel and PowerPoint
• Demonstrated excellence in financial modeling (3 statement) and Excel.
• Self-starter and able to work with minimal guidance, with