Loan Officer

Are you competitive, driven, and ready to take on a challenge in remote sales that could change your career?

Neighbors Bank, a leading innovator in the mortgage industry, is looking for individuals that thrive on challenges, adapt quickly to change, and want to earn uncapped commissions based on performance.

No mortgage experience? No problem. We value drive, resilience, and a hunger to learn. Your potential isn't limited by your background – it's powered by your ambition. We provide the training, tools, and support to help you succeed in this fully remote sales role.

Our thriving remote culture isn't just a perk – it's a reflection of how we see the future of work. We want to empower incredible people to do great work wherever they are, while enabling flexibility.

You’ll play a vital role in helping clients achieve the dream of homeownership by fulfilling our vision of changing the way mortgages are done – by making homeownership more affordable, accessible, and achievable.

What Makes This Role Exciting?

• Remote-First with Flexibility: Thrive in a fully remote role with the freedom to structure your day, focus on performance, and rely on tools that support long-term success.
• Big Rewards for Top Performers: Competitive, uncapped commissions and bonuses await those who excel.
• Be Part of Something Bigger: Join a fast-growing team with a thriving, award-winning culture that’s been recognized as a Top Workplace in the Financial Services industry.
• Comprehensive Benefits: Including health and dental coverage, a wellness program, 401(k) matching, PTO, paid holidays, and more.
• Problem Solvers Wanted: This role is ideal for individuals who thrive on tackling challenges and finding innovative solutions.

Your Journey at Neighbors Bank

Want a career that pays you for what you're worth? In this base + commission role, top producers are bringing in $70K+ in their first year, $125K+ by year three, and up to $150K+ by year five. We don’t cap your ambition – we reward it.

We offer a comprehensive training program designed to help you build expertise in the mortgage industry and start strong in reaching your income goals. In your first few months, you’ll focus on learning the loan origination process, gaining hands-on experience, and sharpening your sales skills. Compensation during the origination training phase includes $20 per hour, plus performance-based bonuses.

Upon meeting clearly defined performance goals, your compensation will be adjusted to the following as you progress through training and learn additional stages of the loan process:

• $60,000 annual base
• Uncapped bonuses
• $5,000 one-time promotion bonus

Our People and Culture are our greatest strengths. That’s why finding incredible people who are a great culture fit is so important. We’re seeking individuals who:

1. Are passionate about their job and have fun doing it.
2. Will deliver results with integrity.
3. Enjoy finding ways to enhance the lives of others every day.

Your Role as a Loan Officer

Loan Officers play a key role in guiding clients through the home loan process. These are clients that initially reach out to Neighbors Bank for support, so we work with hot/warm leads – there is no cold calling required.

Key Responsibilities:

• Educate borrowers on the loan process and identify financing options.
• Analyze credit, income, and assets to prequalify or deny applications.
• Structure loans, issue pre-approvals, and manage the process through closing.
• Provide clear, ongoing communication with borrowers and their real estate agent.
• Secure documentation and ensure all stages of the loan process are completed efficiently.
• Perform other duties as assigned.

Are You the One?

No Mortgage Experience? No Problem – But Grit and Talent are Essential
We don’t hire experienced Loan Officers. We do hire smart, driven people ready to prove they belong in a high-performance sales environment. This role comes with a learning curve, and we’re looking for fast climbers.

Real Sales Experience Required – Where Influence and Ownership Mattered
We’re looking for candidates with recent (within the last 3 years), meaningful sales experience – what we refer to as “hard sales.” That means you’ve worked in a role where:

• Yo