Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Portfolio Analytics & Strategy Analyst Senior within PNC's Balance Sheet Analytics & Modeling organization. This opening will support PNC's Wholesale - Commercial Credit Analytics team. You will be based in Pittsburgh, PA, Cleveland, OH, Wilmington, DE, or Tyson's Corner, VA. The position is primarily based in a PNC location. Responsibilities require time in the office or in the field on a regular basis.

Job Overview:

PNC is seeking a Portfolio Analytics & Strategy Analyst Sr for the Commercial Credit Analytics team within the Balance Sheet Analytics & Modeling group. This position will provide analytical support in the implementation, monitoring and maintenance of regulatory compliant quantitative risk measurement models such as PD, LGD and EAD among others for the wholesale portfolios in the bank. These models along with other commercial lending related functionalities are implemented and executed on the Pega based Risk Rating Platform (RRP).

• Contribute in the development, compilation and maintenance of deliverables across all project phases (inception through user acceptance testing)
• Assist with identifying and optimally defining process flows and user interface use cases and requirements.
• Participate in business sessions to facilitate requirement gathering (to include documentation and the ability to ask the right questions).
• Ensure delivered work product meets/performs to functional requirements based on business requirements defined and approved by key stakeholders.
• Participate as a member of the testing team in both unit and user acceptance testing phases.
• Demonstrate an understanding of the project scope change control process and procedures.
• Assist in performing data analysis, creating reports and visualizations.
• Must be able to work in a fast-paced, ever-changing environment with multiple priorities/projects

Qualifications:

• Minimum of BA/BS degree, and 3+ years of professional experience, or a Master’s degree and 1-2 years of professional experience.
• Analytical aptitude and critical thinking
• Experience in analysis, requirement gathering, design, software development lifecycle and large scale enterprise application systems.
• Ability to learn complex material quickly, allocate time efficiently; handle multiple projects and deliverables concurrently, while managing competing priorities.
• Strong communication, interpersonal, time management and organizational skills.
• Knowledge of Microsoft Office Products including Word, Excel, Access.
• Working knowledge of database programming languages such as SQL, SAS, Python (preferred), etc.
• Experience with Pega technology is a plus.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

• Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes. Responsible for running complex business performance, risk and operational analytics. May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.
• Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions. Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance. Establishes baselines for strategies and tracks actual performance to expectations.
• Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk. Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.
• Works with business, credit, data, and model development partner