Sr Underwriter - Consumer

General information

Career area Underwriting Work Location(s) AZ, CA, CO, NV Remote? Yes Ref # 21423 Posted Date 12-31-25 Working time Full time

Ally and Your Career

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?
Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

**Please note, this position can be filled at a 3H, 3G or 3F level based on experience**

Responsible for executing and facilitating the day-to-day strategic objectives for a given Consumer Underwriting Sales Territory. The focus will be on supporting the Underwriting Manager and Consumer Underwriters with daily territory maintenance activities. This role comes with more challenging targets and requirements than the Consumer Underwriter (3G) role.

The Work Itself

• Maximize portfolio revenue by practicing sound underwriting judgment and risk management principles.
• Ensure compliance with underwriting policies; elevate risk issues, and stay abreast of constant changes in policy and procedures.
• Limited travel will be required for this role.
• Requires flexibility in work schedule, evening hours and weekends may be required.
• Demonstrated strong performance in managing key relationships and/or key markets to drive business plan results.

The Skills You Bring

3H – Associate Underwriter

• High school/GED is required; bachelor’s degree is preferred
• 1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime), or financial services is preferred
• Ability to perform technical based activities
• Knowledge of and exposure to fundamental theories, principles, and concepts
• Demonstrating technical expertise and relationships to supply to strategy and drive business results
• Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics
• Excellent sales, negotiation, problem solving, and analyt