Credit Assistant II

Work Location:

United States of America

Hours:

40

Line of Business:

Administration

Pay Detail:

$65,000 - $85,000 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role

Job Description:

TD Securities is seeking a Credit Assistant II to join our team in NYC. The Credit Assistant II provides a broad range of operational support to the Credit Underwriting function including credit processing / transactions activities.

This role also supports business partners and the credit function by collecting / reviewing / analyzing all credit documentation for accuracy and adherence to all regulatory requirements.

Preferred Qualifications:

CUSTOMER:

Provide guidance and support to business partners or customers on a broad range of credit products offered in a business line or product suite and/or within authorization limit
Support partner relationships and be responsible for providing a broad range of operational and/or credit processing activities to ensure business objectives and Service Level Agreements (SLAs) are met
Ensure complete and accurate data input into the origination system assisting the preparation of loan documentation
Reconcile / verify / process all required credit support material / documentation for credit transactions / activities to support customers in obtaining credit
May review credit files and records to answer business partner or customer requests for information
Ensure all required processing and enquiries are fulfilled meeting Service Level Goals
Ensure business partner or customer problems are handled appropriately in a timely manner, effectively / efficiently and escalate as necessary
Interpret credit policies, legal requirements and regulatory guidelines to ensure loan documents meet applicable standards
Provide direction and guidance, and assist team with most complex aspects of account administration, as necessary

SHAREHOLDER:

• Prioritize and manage own workload to meet SLA requirements for service and productivity
• Understand and apply credit operating policies and procedures
• Support various business partners and credit areas by either collecting / reviewing / analyzing all credit documentation for accuracy, adherence to all regulatory requirements, review of all requested approval conditions associated with a credit facility prior to funding etc.
• May also be responsible for document preparation and performing quality reviews and complete quality control analysis along with arranging credit transactions / activities and supports customers in obtaining credit
• Follow internal and industry regulations and operating practices in completing and recording transactions for either the organization or clients
• Escalate non-standard or high-risk activities as necessary Ensure documentation that is prepared / completed is accurate and properly reflects business intentions and is consistent with relevant rules / regulations
• Complete investigations – report / escalate risk issues or process gaps identified
• Identify and recommend opportunities to enhance productivity, effectiveness and operational efficiency
• Ensure necessary due diligence to support the accuracy of all transactions / activities
• Be knowledgeable of and comply with Bank Code of Conduct

EMPLOYEE / TEAM:

• Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely
• Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
  Participate in personal performance management and development activities, including cross training within own team
• Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Contribute to a fair, positive and equitable envi