BANAMEX Credit Risk Strategy & Guarantees

The Credit Portfolio Group Manager is a senior management-level position responsible for accomplishing results through the management of a team or department to monitor the Citi portfolio and identify credit migration in coordination with the Risk Management team. The overall objective of this role is to lead the management of Citi's portfolio exposure to client and counterparties globally.

Responsibilities:

• Lead and develop a team of risk analysts and manage complex/critical/large professional disciplinary areas
• Lead risk financial forecasting efforts, including designing and maintaining complex credit loss and financial risk forecasting models, conducting cost of credit analyses, and monitoring product trends to identify key areas of risk-opportunity
• Develop, test, optimize and implement credit/valuation policies
• Manage risk levels for the entire credit/valuation spectrum across multiple products and retail formats consistent with program financial goals
• Track and report on initiatives, performance results, emerging trends and opportunities to senior management
• Establish cross-functional partnerships and networks in order to support the execute cross-functional and business initiatives
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications:

• 10+ years of experience in credit risk management or equivalent training
• Experience in the financial services industry preferred
• Demonstrated accountability for delivery of a full range of services to one or more businesses/geographic regions
• Consistently demonstrate clear and concise written and verbal communication
• Proven negotiation skills often used at a senior level
• Demonstrated ability to synthesize, prioritize and drive results with urgency
• Ability to obtain support and buy-in across a wide range of internal and external audiences

Education:

• Bachelor's degree/University degree or equivalent experience
• Master's degree preferred

Perfil Requerido

Experiencia

• 10+ años de experiencia en:
  • Riesgo de crédito
  • Gestión de portafolios
  • Estrategia crediticia
• Experiencia sólida en:
  • Portafolios PyME
  • Manejo de garantías (NAFIN u organismos similares)
• Experiencia en sector financiero / banca
• Experiencia previa en:
  • Administración de riesgo
  • Diseño de estrategias

Formación Académica

• Licenciatura en:
  • Actuaría
  • Matemáticas
  • Economía
  • Ingeniería
• Maestría (deseable)

Conocimientos Técnicos

Indispensables:

• Manejo de bases de datos
• SQL
• SAS
• Python
• Excel y PowerPoint avanzado

Deseables:

• Modelos estadísticos
• Análisis de portafolio y forecasting
• Benchmark de estrategias de mercado

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Job Family Group:

Risk Management

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Job Family:

Portfolio Credit Risk Management

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Time Type:

Full time

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Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

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Other Relevant Skills

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