Investment Officer CML Production

Job Posting End Date: April 13

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General Summary:

General Summary
This position is responsible for the production of commercial mortgage loan investments, including origination and underwriting, for a limited number of states as agreed upon with the AVP. The incumbent will work closely with legal and other team members, both in terms of underwriting new transactions and monitoring transactions within their portfolio in conjunction with the asset management function. The incumbent will have support from Investment Officers and the VP in loan pricing and complex loan negotiations.

Principal Duties and Responsibilities

• Conduct analysis and underwriting of potential mortgage transactions, specifically including underwriting of the real estate, income/expense stream, borrowing entity, and regional economic and market indicators.
• With support from VP and Investment Officers, negotiate pricing to adequately cover the risk, while maximizing the spread; may also receive support from VP and Investment Officers for more complex loan negotiations.
• Generate, analyze, negotiate, structure, and commit commercial mortgage loans in a limited territory.
• Within limited territory, develop and maintain strong network of correspondents and brokers.
• Develop and maintain understanding of real estate market conditions, financial markets and trends as they relate to commercial mortgage loans.
• Contribute information and analysis to aid portfolio timing and strategy relative to commercial mortgage investments.
• Work with team members to assure data integrity in system on new deals.
• Independently prepare written analysis of proposed investments and present to  Private Asset Committee.
• Work with internal and external legal counsel on the structure of proposed and committed transactions, terms of loan documents and closing requirements
• Perform regional asset management for existing investments, including inspections, evaluations and review of risk ratings.
• Work with VP and Investment Officers to provide assistance in monitoring/managing loan portfolio and make recommendations with respect to modifications or amendment requests.

Job Specifications

• BA in business, real estate, finance, economics, or related field required. Advanced degree or certification in related field, such as MBA, CFA, CPA, or JD preferred
• 5-6+ years work experience in commercial mortgage lending or equivalent relevant experience
• Solid knowledge of real estate finance, valuation and credit analysis, as well as real estate documentation

• Computer skills, including Word, Excel; ability to learn new software and utilize external quantitative tools that value corporate credit risk
• Proven negotiation skills
• Ability to work independently within a team-oriented environment
• Ability to travel regularly to meet with borrowers and review real estate
• Solid written and verbal communication skills
• Ability to travel regularly to meet with borrowers and review real estate

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