Specialist, New Account Profitability & Analytics

Externally, this job title may also be known as Commercial Analytics, Portfolio Performance Analyst, Commercial Insights Analyst, Commercial Valuation Analyst, P&L Performance Analyst, Data & Valuation Modelling Analyst, Commercial Strategy Analyst. 

We're embarking on an exciting new chapter, and this role sits right at the heart of it! NewDay has recently acquired a significant portfolio of new accounts and you're needed to build the strategy that will develop their future.  

Our forward-thinking and high performing team play a key role in defining how newly acquired accounts evolve.  

Partnering closely with Commercial, Credit Risk and FP&A, you'll be in the thick of it and you'll see the impact of your work every day. 

How you'll contribute 

• Provide analytical insight on the commercial performance of our NewDay brands and merchant portfolios, helping to find opportunities to optimise strategy. 

• Produce actual and forecasted performance curves at a product, cohort and segment level, providing clear articulation of commercial projections and financial risks to senior management to enable clear and effective decision making. 

• Maintain, improve and rebuild the valuation model, incorporating the latest data and insights. 

• Work in collaboration with our enterprise partnerships and acquisition teams, ensuring both they and our retail partners have an accurate view of product performance. 

• Work with credit risk and FP&A teams to understand and maintain valuation inputs, track against annual budgets, and ensure our commercial strategies align with the needs and ambitions of the wider business while remaining within risk appetite. 

We're looking for these essential skills 

• Strong analytical skills. 

• Excellent knowledge of SQL/Excel with experience of manipulating complex data to generate insights and recommendations. 

• Ability to present findings & analysis in a structured way, particularly when addressing a non-expert audience. 

• Collaborative operating style with ability and mind-set to get stuck in and support wider team objectives. 

Bonus skills if you have them 

• Experience working on or with consumer lending products (cards / embedded finance / loans / mortgages) and the regulatory environment they operate in. 

• Previous P&L exposure and familiarity reviewing financial performance. 

• Experience using Python and visual analytics tools such as Tableau or Power BI. 

Our perks & benefits 

including but not limited to:

• Private medical and dental care 

• Annual bonus scheme

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At NewDay, we value all types of diversity. We’re an equal opportunity employer and believe that