Senior Compliance Business Oversight Manager (US)

Work Location:

Portland, Maine, United States of America

Hours:

40

Pay Details:

$115,440 - $186,160 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Compliance

Job Description:

Why Work At TD Bank?

At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact – both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program – it's about creating a culture of compliance that will cascade throughout the organization.

The Senior Compliance Business Oversight Manager is responsible for leading and developing a team of specialists and managers who execute Compliance monitoring and support exam management activities in alignment with regulatory and internal requirements. This role provides strategic leadership, governance, and execution oversight to ensure timely, high‑quality delivery of monitoring and exam materials. The ideal candidate thrives in a fast‑paced, build‑out environment and brings the ability to operate effectively in a start‑up‑like setting while establishing scalable compliance structures appropriate for the bank’s size, complexity, and risk profile. Success in this role requires a balance of strategic foresight and hands‑on execution, strong people leadership, and the ability to collaborate across Compliance, Risk, and Business partners.

This leader is expected to be strategic, tactical, collaborative, and creative, anticipating emerging risks and trends, driving operational efficiencies, and communicating effectively with senior and executive management on compliance monitoring outcomes and risk themes.

This role will be largely focused on the on-going monitoring of consumer business lines which would require the following: 

Key Responsibilities:

• Serve as primary compliance support for assigned business lines, providing oversight and independent challenge on business activities and initiatives with regulatory impact.

• Complete change risk assessments and related questionnaires for new business initiatives, performing review and challenge of inherent regulatory risks, mitigations and outlining conditions to launch; as well as presentation to executives for approval.

• Serve as a compliance advisor to business partners through regular meetings and process reviews.

• Manage and track compliance-related issues, ensuring timely resolution and regulatory alignment.

• Lead regulatory change management efforts for new and updated state laws, ensuring effective business adoption and compliance.

• Monitor regulatory complaints, business reports, and key risk indicators to identify trends, gaps, and potential compliance risks.

• Review and validate first-line testing to ensure gaps are addressed and aligned with regulatory expectations.

• Support control mapping to ensure regulatory requirements are linked to effective business controls.

• Collaborate with cross-functional teams to strengthen the compliance framework and reduce risk exposure

***Please review the preferred skills below as you consider this opportunity. The above details are specific to the role which is outlined in the general description below.

Job Description Summary

The Sr. Compliance Business Oversight Manager provides advice, support and objective guidance to assigned portfolio, business or function on development and maintenance of all aspects of Compliance/Center of Excellence programs in line with the Bank's risk philosophy and strategic direction.

Depth & Scope:

• Works independently and is accountable for managing a specialized Compliance function or area

• Provides comprehensive coverage for a significant business or functio