Senior Decision Scientist

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

What you need to know about the role -
Decision scientists are highly motivated team players with strong analytical skills who specialize in creating, driving and executing initiatives to mitigate fraud on PayPal’s platform and improve the experience for PayPal’s hundreds of millions of customers, while guaranteeing compliance with regulations.

Meet our Team
Decision scientists in the Authentication Risk team are problem solvers suited to approach varied challenges in complex big data environments. Our core goals are to enable seamless and delightful authentication experiences to our customers, while preventing threat actors from accessing customers’ financial instruments and personal information, and adhering with regional authentication regulations. As part of our day-to-day job, we are collaborating with a wide variety of partners: product owners, data scientists, security experts, legal consults, and engineers, to bring our analytical insights to life, impacting the experience and security of millions of customers around the globe.

Job Description:

Your way to impact

Decision scientists deeply understand PayPal’s business objectives, as their impact on PayPal’s top and bottom lines is immense. As a decision scientist, you will analyze key performance indicators and track financial and operational metrics with the aim of adapting PayPal’s advanced proprietary fraud prevention and experience mechanisms and enabling growth.

Your day to day

In your role as a Decision Scientist, you will:

• Track and measure performance against KPIs and goals to identify and mitigate fraud risk and enable growth
• Develop and own data-driven risk decision strategies to support PayPal’s risk and business goals
• Utilize bottom-up, story based, innovative techniques to apply analytical know how onto PayPal’s risk strategies
• Plan, drive and execute projects from start to finish, with partners across the company, to develop cutting edge, scalable and safe solutions
• Work with product and platform teams to develop cutting edge, scalable and safe products, to enhance the experience for our global customers
• Grow ongoing communication with partners across the company and share updates with senior leaders effectively and while translating complex problems into simpler terms

What you need to bring -

• Bachelor’s Degree (or above) in one of the following: economics, finance, engineering, exact sciences, etc.
• 4+ years of hands-on experience in relevant positions, e.g.