Associate Underwriter

At DUAL North America, our core values dictate how we live and work. We are a group with independence and people at its heart and we are a home for talent with a unique culture: the biggest small company in the world.

The focus on being a People First business has always been at the very heart of the Group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the Group has been and will continue to be key.

DUAL North America, Inc. is seeking a

Associate Underwriter

About the role:
DUAL North America, Inc. is seeking an Associate Underwriter, Workers Compensation to join its subsidiary EIURS. The Underwriter will work on renewal policies and new business submissions for Workers Compensation for retail agents and wholesale brokers.

Associate Underwriter will be a part of EIURS WC team and report to the AVP of EIURS Workers Compensation, and ultimately the President of EIURS. For certain underwriting matters and program strategy the Underwriter will also have an indirect reporting relationship with Senior Vice President of Workers Compensation at Dual. Associate Underwriter will work alongside other Underwriters on the team to learn the business.

Duties include reviewing submissions, rating, quoting, binding new and renewal business, servicing existing business. A more detailed explanation of job duties is below. More responsibilities and duties may arise as presented on the job and as outlined below. This role is going to have some dynamic elements that will change as the Associate Underwriter gains experience.

Our program operates under an underwriting authority agreement with our carrier partners and the underwriter will be familiar with that document and work within the confines of the agreement. The Associate  Underwriter will work closely with referral underwriters to make submissions on business that falls outside of the authority agreement.

The Associate Underwriter is expected to learn Workers Compensation rules and regulations as necessary to this position. Access to rating manuals will be provided. Training to take place on the job via hands on learning and possibly supplemented with some certifications/educational resources.

The Associate Underwriter is expected to work independently and autonomously on most tasks once it is determined by their manager that they are ready. Once training is completed, and expected knowledge and comfort level is achieved, underwriting authority may been granted. To start, underwriter will not have authority.

Location: Philadelphia, PA, hybrid

Salary Range: $60k-$73k

Essential Functions:

Training

·       Workplace training will occur on the job

·       Intense periods of training will occur in the first few months and will taper off throughout the first year as the candidate develops the skills and comfort level necessary to carry out necessary job functions autonomously

·       Associate Underwriter is expected to absorb knowledge and skills through shadowing other underwriters on the team and working closely senior members for account underwriting reviews

·       Feedback will provided from senior team members and management

Renewal business

·       Review renewal accounts 90 days from effective to determine eligibility for renewal

·       Solicit renewal information from agent/broker

·       Determine if accounts are a fit for our in-house authority or if referral is required.

·       Complete thorough, accurate, detailed underwriting notes to document the uw’s though process

·       Quote renewal using in-house authority or refer if necessary

·       Bind/invoice renewal

·       Handle post-bind concerns and ongoing account questions an