Senior Financial Analyst

Senior Financial Analyst

We are looking for a Senior Financial Analyst to join Capital One’s Auto Finance (COAF). You will work for a forward-leaning organization that is actively disrupting the Auto finance industry through innovation and a customer-centric approach.

This role offers a unique opportunity to develop a deep understanding of the auto lending business and contribute to high-impact financial decision-making. The ideal candidate is intellectually curious and can challenge our current processes to be more proactive, effective, and efficient. 

You will join the Revenue team and have key responsibilities, including:

• Quarterly Assessments: Analyze economic and industry trends to assess their impact on Capital One Auto Finance and refine financial forecasts in collaboration with business leaders

• Earnings Call Preparation: Develop an understanding of the Auto lending industry, and partner with stakeholders to prepare the materials for senior leadership for the quarterly Capital One Earnings call

• Strategic Business Partnering: Work closely with teams across Auto Finance to understand their strategic initiatives and determine financial implications

• Loan Attrition Analysis: Evaluate loan performance and attrition over time to guide strategic decisions

• Ad-hoc Analyses: Lead critical analyses that deepen your understanding of auto lending and provide insights

You’ll be expected to demonstrate proficiency in four key areas:

• Customer Focus: Work backwards from what the leadership team needs to deliver on their goals

  • Work with the business and credit risk management to deliver Quarterly Assessments for originations and losses

  • Prepare monthly, quarterly and annual Reporting and Analysis

  • Help drive the preparation for the quarterly earnings call responses for the Auto business

• Data Driven: Understand all of the data that is key to your business line and how to analyze it

  • Understand and develop the use of the econometric driven originations and APR model in conjunction with the PA team

  • Analyze complex financial information and reports to support accurate and timely financial recommendations to management for decision making purposes

  • Monitor performance indicators, highlighting trends and analyzing causes of unexpected variance

• Well-Managed: Identify areas of opportunity in your role to drive efficiencies

  • Immerse yourself in your processes to understand all of the moving pieces and second order impacts

  • Assess alternative options, leveraging technology and automation

• Team Player: Teach and learn from all of your team members

  • Reach out to subject matter experts to learn more about each business line within Auto

  • Share your knowledge with others on the team

  • Be willing to help others on the team when challenges arise

Basic Qualifications: 

• Bachelor’s Degree or military experience 

• At least 1 year of experience in financial analysis, financial modeling, data analysis, business analysis, or a combination 

Preferred Qualifications: 

• Bachelor’s Degree in a quantitative major (Finance, Accounting, Economics, Mathematics, Engineering) or military experience 

• Masters Degree in Business Administration (MBA), Accounting, Finance, or Economics
  Certified Treasury Professional or Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license or CFM 

• 4+ years of experience in financial analysis and financial modeling

• 1+ years of experience using Microsoft Office or Google Suite

• 1+ years of experience using SQL, Python, or a combination

• 3+ years of experience in financial services, banking or technology industries 

• 3+ years of experience partnering with senior leaders and internal stakeholders

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below,