Sr Mortgage Loan Disclosure Services Specialist

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?

Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a better time to be part of BECU.

PAY RANGE

The Target Pay Range for this position is $31.92-$38.85 hourly. The full Pay Range is $24.76-$46.06 hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.

BENEFITS – because people helping people starts with supporting you

• 401(k) Company Match (up to 3%)

• 4% annual contribution to your 401(k) by BECU

• Medical, Dental and Vision (family contributions as well)

• PTO Program + Exchange Program

• Tuition Reimbursement Program

• BECU Cares volunteer time off + donation match

IMPACT YOU’LL MAKE:

At BECU, you’ll play a vital role in delivering trust, accuracy, and peace of mind to our members during one of life’s most significant moments—buying or refinancing a home. As a Sr Mortgage Loan Disclosure Services Specialist, you’ll use your deep mortgage knowledge to ensure loan quality, regulatory compliance, and timely disclosures, all while supporting a smooth and transparent lending experience.

Your expertise will directly influence member satisfaction by helping loans move efficiently from disclosure through closing. You’ll also make a lasting impact by sharing your knowledge—mentoring teammates, strengthening processes, and helping BECU continuously raise the bar for compliance and service excellence.

To join our dynamic team in this role, we require candidates to be residents of WA state. If you’re located within a reasonable driving distance to our Tukwila Headquarters (TFC), we encourage you come into the office on Tuesdays & Wednesdays each week. Remote or onsite, we are committed to ensuring you are fully engaged and included in our collaborative environment. 

WHAT YOU’LL DO:

• Deliver Compliant Loan Disclosures: You’ll prepare initial and revised Loan Estimates as well as pre-closing and post-closing Closing Disclosures within required regulatory timeframes, workflows, and service level agreements.

• Ensure Loan Data Accuracy: You’ll validate and confirm all data on locked loans, ensuring each file meets loan program requirements while partnering with Secondary Marketing and Loan Officers to resolve needed changes.

• Manage Settlement and Closing Reviews: You’ll monitor and ensure receipt of estimated and final settlement statements within TRID timelines, review closing documents for discrepancies, and issue revised documents or member refunds when needed.

• Apply Mortgage and Regulatory Expertise: You’ll maintain in-depth knowledge of first mortgage lending practices, including federal and state regulations, agency requirements, credit union standards, investor guidelines, and private mortgage insurer policies.

• Support a Variety of Loan Programs: You’ll leverage your understanding of conventional and special mortgage loan programs, ensuring appropriate documentation is in place for underwriting approval.

• Drive Process Improvements: You’ll assist with implementing enhancements that improve compliance, efficiency, and turnaround times across Mortgage Fulfillment.

• Manage Document Imaging and Records: You’ll review, label, index, and upload loan documents and images accurately using established naming conventions and systems, including the Imaging Center and Central Ho