Financial Risk Analyst/Senior Financial Risk Analyst – Settlements

At PGE, our work involves dreaming about, planning for, and realizing a smarter, cleaner, more enduring Oregon neighborhood. Its core to our DNA and we haven’t stopped since we started in 1888. We energize lives, strengthen communities and drive advancements in energy that promote social, economic and environmental progress. We’re always on the lookout for people passionate about leading and being a part of teams that are advancing innovative clean energy solutions that are also affordable and accessible to all.

Senior Financial Risk Analyst

Job Code: 5950
Grade: 7
Career Level: P3 – Career Professional

Job Function: Financial Risk Management

Responsible for enterprise risk management and credit risk management. Identifies and analyzes potential sources of loss to minimize risk. Estimates the potential financial consequences of incurring a loss. Develops and implements controls and cost-effective approaches to mitigate organizational risks. Coordinates with functions across the organization to assess and communicate business risks. Manages the approval and maintenance of vendor and counterparty credit arrangements.

Career Level Overview

• Requires in-depth knowledge and experience

• Uses best practices and knowledge of internal/external business issues to improve products or services

• Solves complex problems; takes a new perspective using existing solutions

• Works independently with minimal guidance

• Acts as a resource for colleagues with less experience

Key Responsibilities

Credit Risk Assessment

• Evaluate transaction and portfolio data to identify potential risk trends

• Research and recommend mitigation strategies to senior management

• Review team members’ work; suggest improvements in processes and analyses

Credit Terms

• Negotiate credit terms with vendors and counterparties

• Includes guarantees, letters of credit, credit support annexes, etc.

Enterprise Risk Management

• Develop risk definitions and design enterprise risk management (ERM) programs

• Ensure alignment across the organization with ERM objectives

Risk Analysis

• Conduct complex data analysis requiring unique or new approaches

• Generate and present reports with actionable recommendations

Regulatory Analyses

• Lead reporting for compliance and regulatory requirements

• Advise leadership on risk management policies and regulations

Data Management Tools

• Improve efficiency of business processes (automated and manual)

• Streamline data gathering and processing for reporting and analysis

Corporate Credit

• Maintain and update corporate credit policies, procedures, and scoring matrices

• Train others in credit analysis and recommend actions to management

• Negotiate and prepare letters of credit

Education & Experience

• Education: Bachelor's degree in Accounting, Finance, Economics, or related field (or equivalent experience)

• Experience: Typically 5+ years in a related field

Competencies

Functional Competencies

• Advanced knowledge of risk management concepts (claims, insurance, loss prevention, credit analysis, security interests)

• Intermediate knowledge of software tools and report generators

• Working knowledge of electrical system operations

• Advanced financial modeling skills; proficient in Microsoft Excel

General Competencies

• Intermediate enterprise/business acumen

• Advanced written and oral communication skills

• Intermediate analytical thinking, negotiation, diplomacy, and problem-solving skills

• Strong organization and prioritization skills

Physical and Cognitive Demands

Cognitive Requirements

• Frequent use of logic/scientific thinking to solve problems and make decisions

• Ability to meet deadlines, follow through on decisions, and respond under stress

• Effective teamwork and communication in a dynamic environment

• High adaptability to change and receptiveness to feedback

• Strong memory and learning agility for new tasks

Schedule & Attendance

• Ability to work long or variable hours

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