Specialist, GSE Delivery & Loan Data Quality

POSITION TITLE:   Agency Delivery & Loan Data Quality Specialist

Position Summary:

The GSE Delivery & Loan Data Quality Specialist is responsible for ensuring the loan level data quality is in accordance with selling guidelines, ULDD delivery requirements, contracts and/or commitments, as well as for investigating and resolving and data eligibility issues and ensuring the consistency, accuracy and overall quality of loan data throughout the loan delivery and settlement process. Additional responsibilities include the tracking of aged inventory, and the management, review, and deployment of all GSE, GNMA, and private investor loan delivery mandates. 

Job Functions and Responsibilities:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Examples below:

• Provide analytical and technical execution for MBS and Cash pools delivery.
• Perform loan quality/eligibility checks prior to delivery to ensure highest product quality from a loan delivery perspective.
• Validate data accuracy on FNMA, FHLMC, and GNMA pools, including loan level eligibility and final data validation reviews to ensure compliance with product and GSE requirements.
• Manage the clearing of all loan level data exceptions with lending channels, IT or other stakeholders as needed.
• Prepare and provide pool files to internal parties monthly.
• Research and submit supplemental reporting to agencies and internal business units monthly.

Qualifications:

To perform this job successfully, an individual must have the following education and/or experience:

• Bachelor’s degree preferred or five to seven years related Capital Markets experience.            
• Strong knowledge of GNMA and GSE guidelines and procedures. Technical proficiency in FHLMC Selling System, FNMA Loan Delivery, and GNMA Ginnie Net.
• Ability to partner with various internal departments to ensure effective implementation of time-sensitive initiatives and identify deficiencies and room for improvement. 
• Working knowledge of the current mortgage banking practices, particularly and in-depth understanding of custodial, warehouse and settlement processes and policies.
• Excellent written and oral communication skills. Excellent interpersonal skills.
• Strong multi-tasking skills with the ability to manage strict deadlines.
• Proficiency in Microsoft Excel, Word, and Outlook.
• Strong analytical and problem-solving skills.
• Ability to work collaboratively with management, clients, peers, and outside business partners including due diligence firms, counsel and broker dealers.
• Self-starter that has the ability to lead while working under pressure in order to meet deadlines in a constantly changing environment.

Training / Licensing Requirements: (only add if needed)

• Must pass the Company’s Background Screening process prior to beginning employment. Additionally, as a condition of employment, you may be required to pass client-specific background check requirements or Federal/State licensing requirements, if applicable.

The salary range for this position is expected to be $60,000– $78,000 per year, depending on geographic location, experience, and other qualifications of the successful candidate. (US Salary Range)

Onity Group Inc. is a leading non-bank mortgage servicer and originator providing solutions through its primary brands, PHH Mortgage and Liberty Reverse Mortgage.

PHH Mortgage, a subsidiary of Onity Group Inc., has been providing mortgage lending and servicing solutions since 1984 and is dedicated to maintaining responsible and ethical practices while delivering an exceptional customer experience. PHH offers industry-leading mortgage solutions for the entire mortgage lifecycle, including correspondent lending, MSR/Co-Issue, subservicing, commercial servicing, reverse mortgages and portfolio retention. We are one of the largest subservicers of residential mortgages in the United States and one of only two servicers in reverse mortgage lending.

At Onity Group Inc., we consistently deliver on our commitments to customers, clients, investors and colleagues through caring service, integrity and creative solutions. This Service Excellence philosophy is embraced by meeting service standards we call CARE, which stands for Caring, Accurate, Responsive and Empowered. We expect all employees to interact and engage our colleagues and our customers with respect, courtesy and professionalism, and to achieve results consistent with our CARE standards.

Onity Group Inc. is intensely focused on hiring, developing and retaining the best talent in the industry! Our commitment to Diversity, Equity & Inclusion ensures that we su