Margin Operations Analyst

About Altruist

Altruist is transforming the multi-trillion dollar wealth management industry by building an AI platform for wealth professionals. We partner with financial advisors nationwide, empowering them to grow, optimize time and resources, and deliver superior outcomes for their clients.

We're looking for exceptional talent to help us achieve our mission of making financial advice better, more affordable, and accessible to all. If you're passionate about challenging the status quo and want to do the most important work of your life, we'd love to meet you!

But first, our values

Kindness - Kindness doesn’t just equal niceness. We listen to understand. We embrace, and encourage healthy debate and diverse perspectives. We approach conflict openly, honestly, and respectfully.

Brilliance - Humility is the skill we’re most proud of and possessing a growth mindset is always top of mind. We take ownership in everything we touch; regularly using our unique superpowers to reach a common goal as a team. We succeed and fail as one.

Grit - When challenges arise, we stay laser focused on achieving our mission and finding a way forward, even when it’s hard. We are nimble and maintain a sense of urgency, swiftly adapting to change and overcoming obstacles.

The opportunity

Altruist is expanding its trading and credit capabilities with the launch of Margin and Options, two of the most operationally and risk-intensive offerings at a modern custodian. We’re hiring a Margin Operations Analyst to support the daily execution, monitoring, and control of margin lending activity across client accounts. This role sits within the Margin & Options Operations team and reports to the Manager, Margin & Options Operations. It is a hands-on operational role responsible for ensuring margin accounts remain compliant with regulatory requirements while delivering a clear, consistent experience for advisors. If you enjoy detailed operational work, risk monitoring, and problem-solving in fast-moving markets—and want to be close to both Trading and Risk decisions—this role offers meaningful responsibility and growth.

Your impact

As a Margin Operations Analyst, you will play a critical role in protecting both clients and the firm by ensuring margin activity is monitored, reviewed, and resolved accurately and on time. You will be a first line of defense for margin risk, working daily in core risk systems and partnering closely with Trading, Compliance, and the Trade Desk.

What you’ll do

Daily Margin Operations & Call Management

• Review and process all daily margin calls, including Reg T, Maintenance, House, and Day Trade calls
• Monitor call aging and ensure adherence to firm and regulatory timelines (T+1 through T+5)
• Issue margin call notifications to advisors and track resolution through funding or liquidation
• Escalate aged, high-risk, or unusual margin calls to the Manager for review

Debit Balance & Restriction Monitoring

• Monitor daily debit balances in margin and cash accounts using internal tooling and FIS reports
• Enforce policies related to debit balances, including liquidation thresholds and exception handling
• Track and apply Pattern Day Trader (PDT), Good Faith, and Freeride restrictions
• Coordinate with the Trade Desk on liquidations required to satisfy margin or debit obligations

Risk Surveillance & Exception Review

• Perform daily reviews in Stream Credit Monitor (SCM) to validate margin requirements and calls
• Monitor concentration, liquidity, and volatility risk across margin accounts
• Leverage Sterling Risk Monitor (SRM) to assess intraday exposure, stress scenarios, and downside risk
• Review and resolve margin exception reports, escalating potential systemic issues

Regulatory & Control Responsibilities

• Ensure margin activity complies with Regulation T, FINRA Rule 4210, and firm house policies
• Support Reg T extension filings and documentation when approved
• Maintain clear documentation and audit evidence for daily reviews, exceptions, and escalations
• Participate in periodic control reviews, audits, and regulatory exams

 Cross‑Functional Collaboration

• Partner with the Trade Desk to support advisor questions related to buying power, margin calls, and liquidations
• Work close