Associate Private Banker - Private Banking DEF

SUMMARY:

Responsible for providing full-service banking to high-net-worth individuals.

 

CUSTOMER SERVICE SKILLS:

Willingness to provide a level of service which will clearly differentiate us from our competitors.

 

INTERPERSONAL SKILLS:

Professional demeanor in appearance, interpersonal relations, work ethic and attitude.

Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to management, bank employees and bank customers in a collaborative and solutions oriented manner.

Interpersonal skills with co-workers, supervisors and clients.

 

ESSENTIAL DUTIES AND RESPONSIBILITIES:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Meets the credit and depository needs of high-net-worth customers.

Calls on current customers and prospects to develop new businesses by promoting bank services and products.

Promotes all other retail products as well as personal trust, investment management, investment products, financial and estate planning services.

Represents the bank in civic, community, and industry function to network and develop additional

Keeps informed of current economic and market conditions and legislation that may affect customer relationships and department banking activities.

Assists experienced staff in managing an existing book of business.

 

OTHER REQUIREMENTS:

Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing.  You will also be expected to complete all assigned compliance training in a timely manner.

Must be willing to register and maintain registry with the Nationwide Mortgage Licensing System and Registry (NMLS), to comply with the S.A.F.E. Act Requirements.

Proficient in Microsoft Office products including Outlook, Word and PowerPoint.

Ability to become proficient in various other

Working knowledge of commercial lending, consumer lending and retail services as it relates to loan policies, documentation, underwriting, and regulatory guidelines.

Working knowledge of account opening policies and procedures.

Understanding regulatory guidelines.

Working knowledge of the loan application and loan approval process.

Working knowledge of credit analysis and lending functions.

Knowledge of financial ratios and business principles.

Candidate with ties to the area or knowledge of the local market (preferred).

Willingness to learn new skills under guidance from Private Banking team lead.

Excellent team player.

Qualifications

Minimum of 2 years of private banking, retail banking management, consumer and/or commercial lending experience.

Bachelor’s degree in business, Finance or Accounting is preferred.