Senior Credit Risk Specialist - Consumer Lending Risk

About this role:

Wells Fargo is seeking a Senior Credit Risk Specialist

In this role, you will:

• Lead complex initiatives and identify opportunity for risk mitigation strategies within Credit Risk

• Use your business acumen and analytical experience to monitor trends, perform root cause analyses, and proactively prescribe strategies to capture opportunities to drive business results

• Effectively moderately collaborate and consult in a matrix organization with peers, colleagues and managers to resolve issues and achieve goals

• Contribute to credit performance, potential or emerging risks

• Review and analyze moderately complex processes and projects, business, operational, or technical challenges that require an in-depth evaluation of variable factors

• Communicate analytical findings and recommendations across multiple levels of the organization

• Receive direction from leaders and interact with internal customers

• Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements

Required Qualifications:

• 4+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

•  2+ years of strong programing skills in Python/SAS/SQL with hands on experience handling large datasets
• 1+ year of statistical analysis and understanding of Machine Learning techniques
•  Experience in managing originations/account management decision engine strategies
•  Understanding on P&L drivers for credit card/other unsecured lending products
• Knowledge and understanding of databases and data mining techniques
• Self-motivated with strong analytical and problem-solving skills 
• Excellent verbal, written, and interpersonal communication skills
• Ability to articulate complex concepts in a clear manner

Job Expectations:

• Ability to work at one of the approved locations in the job posting
• Willingness to comply with our hybrid work model; working from a Wells Fargo facility at least three days a week, with the flexibility to work remotely two days a week.

Job Posting Locations:

• 401 S Tryon St Charlotte, NC
• 600 S 4th St, Minneapolis, MN
• 114 N Beaumont St - D Bldg. St. Louis, MO 
• 800 S Jordan Creek Pkwy, West Des Moines, IA
• 1150 W Washington St., Tempe, AZ
• 250 E John Carpenter Frwy, IRVING, TX
• 2200 Concord Pike. WILMINGTON, DE  

Pay Range
 

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$84,000.00 - $164,400.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:

6 Feb 2025

*Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with