Sr Due Diligence Investigator

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?

Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a better time to be part of BECU.

PAY RANGE

The Target Pay Range for this position is $94,500.00-$115,500.00 annually. The full Pay Range is $73,400.00 - $136,600.00 annually. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.

BENEFITS

Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage.  Employees have access to disability and AD&D insurance.  We also offer health care and dependent care flexible spending accounts, as well as health savings accounts, to eligible employees.  Employees are able to enroll in our company’s 401k plan and employer-funded retirement plan.  Newly hired employees accrue 6.16 hours of paid time off (PTO) on a per pay period basis based on hours worked (up to a maximum of 160 PTO hours per year) and receive ten paid holidays throughout the calendar year. Additional details regarding BECU Benefits can be found here.

IMPACT YOU’LL MAKE:

As a Sr Due Diligence Investigator, you’ll play a critical role in protecting BECU and its members by leading efforts to identify, assess, and mitigate financial crime risks. You’ll be the go-to expert for high-risk member reviews, applying your deep knowledge of BSA/AML/CFT regulations to conduct holistic Enhanced Due Diligence (EDD) investigations. Your work will directly influence the strength and integrity of our due diligence program, and you’ll help shape improvements that support regulatory compliance and operational excellence. From day one, you’ll be trusted to take on high-impact tasks and contribute to cleanup and enhancement projects that move the program forward.

To join our dynamic team in this role, we require candidates to be residents of WA, OR, ID, AZ, TX, SC or GA. If you’re located in Washington state and within a reasonable driving distance to our Tukwila Headquarters (TFC), we encourage you come into the office on Tuesdays & Wednesdays each week.  For those candidates that live outside the commutable distance to TFC and in any of our approved remote work locations, this role will be primarily remote. Remote or onsite, we are committed to ensuring you are fully engaged and included in our collaborative environment. 

WHAT YOU’LL DO:

• Lead High-Risk Member Reviews: Conduct thorough initial and ongoing due diligence investigations for high-risk members, ensuring compliance with internal policies and regulatory requirements.
• Mitigate Financial Crime Risk: Detect and assess suspicious activity, recommend monitoring controls, and support de-risking strategies to protect the credit union.
• Serve as a Subject Matter Expert: Provide guidance on high-risk industries, typologies, and member behavior to internal teams and external partners.
• Coach and Mentor: Support the development of Due Diligence Investigators by sharing expertise and offering coaching on investigative best practices.
• Prepare Detailed Case Reports: Document findings and make recommendations to managers and risk officers regarding high-risk member activity.
• Drive Program Enhancements: Lead or contribute to special projects that improve the due diligence program and ensure alignment with evolving regulations.
• Advise Business Units: Offer guidance on USA Patriot Act, CIP, CDD, and EDD com