Custom Finance Associate

For over fifty years, Cornerstone Auto Group has experienced continuous growth and evolution through generations of family ownership.  Being family owned has its rewards.  We operate on a set of standards that you don't find at other dealerships.  Our mission is to foster meaningful connections with both our customers and employees.   Learn more about our story of success and dedication to excellence.  

We firmly believe in investing in the success of our team members.  We are dedicated to supporting you on your journey toward personal and professional development through comprehensive initiatives aimed at unlocking your full potential and fostering your career advancement.  This unwavering commitment to our employees has been recognized by our team members themselves, resulting in being honored as a Top Workplace in MN since 2018 and a Top Workplace USA since 2022. 

Benefits that we offer:

· Paid Training and Development

· Paid Time Off (PTO)

· Flexible Schedule 40 Hour Workweek

· Career Path and Promotion Opportunities

· Free College Education through Strayer Online University

· Multiple health care options with corporate contribution

· Free health care option for employee

· Dental Insurance w/Corporate Match

· Free Basic Life Insurance valued at $15,000

· HSA

· 401K w/Corporate Match

· Vision Insurance

· Accident and Critical Illness

· Short- and Long-Term Disability

· Supplemental Life Insurance

· Employee Assistance Program

· Wellness Program with Fitness Discounts

· Auto Sales, Service, Parts, and Accessories Discounts

· Additional Employee Discounts and Perks

We are looking for a Sales Associate that can embrace our customer service philosophy and ensure we continue to provide unparalleled customer service.

SUMMARY

The special finance sales associate sells and structures car deals for clients with subprime credit who fall outside the conventional system, in compliance with special finance lender guidelines and auto dealership policy, resulting in quick funding, and a high level of customer satisfaction.

Primary duties will consist of but not limited to:

· Knows and implements dealership policies and procedures


· Maintains and verifies deal funding (CIT) with in store guidelines

· Communicates deal structure to sales management

· Addresses missing stipulations communicated from lender immediately

· Adheres to a standard of professional ethics and is respectful to customers


· Knowledgeable in state regulations regarding finance and the Fair Credit Reporting Act

· Structures deals in accordance with lender and dealership guidelines

· Never intentionally misrepresent a deal
or equipment

· Books out deals accurately

· Performs credit interview, prepares credit application


· Verifies accuracy of all material information on the credit application and submits to lender


· Maintains confidentiality of customer information


· Discloses financial information to customers


· Sells credit insurance, GAP, and service contracts

· Maintains good lender relations


· Maintains a lender guide of programs currently used and obtains a working knowledge of them


· Evaluates new lender programs


· Goes over deals with lenders

· Maintains current inventory log and makes recommendations to management


· Maintains a call-in log and contracts in transit log (funding package)


· Shows and demonstrates vehicles


· Designs and places advertising for special