Senior Engineering Manager, Financial Operations

About Upstart

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload.

Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!

The Team

We're a newly formed team focused on empowering our Capital Markets and Treasury partners to scale the business through smarter, faster automation. We’re building the foundational analytics and internal tooling needed to streamline reporting, enable efficient deal execution, and improve transparency for key stakeholders across the company — including the CFO. Our work sits at the intersection of finance, data, and infrastructure, and plays a critical role in shaping how we manage the balance sheet, execute securitization and committed capital transactions, and maintain a high-quality accounting close process.

How you’ll make an impact:

• Design and build scalable systems that automate core Treasury and Capital Markets workflows, reducing manual effort and unlocking new levels of efficiency.
• Collaborate with finance, accounting, and data stakeholders to ensure timely access to accurate financial data used in capital planning and deal execution.
• Partner closely with engineering leadership to define the long-term vision and roadmap for reporting and analytics automation.
• Build tools and pipelines that surface real-time financial metrics, including loss forecasts and liquidity metrics, to internal decision-makers.
• Lay the groundwork for scalable, repeatable processes that improve both internal reporting and external disclosures. 

What we’re looking for: 

• Minimum requirements:
  • 3+ years of management experience and 8+ years of experience in software engineering, with at least 3 years on product-focused engineering teams.
  • Experience with data warehousing, ETL processes, and SQL databases.
  • Experience with cloud platforms (AWS, Azure, or Google Cloud) and microservices architecture.
  • Exceptional communication and interpersonal skills, with the ability to engage effectively with technical and non-technical stakeholders.
• Preferred qualifications:
  • Experience building financial tooling or working in capital markets, treasury, or fintech environments.
  • Exposure to loan or asset-backed securitization systems, financial forecasting, or internal controls.
  • Passion for empowering non-technical teams through data and tooling.

Position Location - This role is available in the following locations: Remote, San Mateo, Columbus, Austin 

Time Zone Requirements - This team operates across all U.S. time zones.

Travel Requirements - This team has regular on-site collaboration sessions. These occur 3 days per quarter at an Upstart office. If you need to travel to make these meetups, Upstart will cover all travel related expenses.

What you'll love: 

• Competitive Compensation (base + bonus & equity)
• Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart 
• 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
• Employee Stock Purchase Plan (ESPP)
• Life and disability insurance
• Generous holiday, vacation, sick and safety leave  
• Supportive parental, family care, and military leave programs
• Annual wellness, technology & ergonomic reimbursement programs
• Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
• Catered lunches + snacks & drinks when working in offices

#LI-REMOTE