Risk Analyst II

Want to help us help others? We’re hiring! 

GoFundMe is the world’s most powerful community for good, dedicated to helping people help each other. By uniting individuals and nonprofits in one place, GoFundMe makes it easy and safe for people to ask for help and support causes—for themselves and each other. Together, our community has raised more than $40 billion since 2010.

Join us! The GoFundMe team is searching for a skilled and passionate risk analyst to join our global operations. In this dynamic role, you will be required to operate at an impeccable level of consistency while mastering new techniques and technologies to ensure GoFundMe remains a safe place to give and receive donations online. 

Trust & Safety is an integral part of GoFundMe's business. It drives growth, builds and nurtures our brand, and ensures that we always do the right thing by our customers. The Risk, Compliance, and Platform Integrity  team is at the front line of GoFundMe’s efforts to protect donors, fundraiser organizers, beneficiaries, and our company from financial crimes and abuse. As a member of the Risk Identity team, you will be responsible for providing high-quality email support to ensure the authenticity of fundraisers, campaign organizers, and beneficiaries, as well as analyzing fundraisers for fraud and money laundering schemes, verifying identities and KYC/B information, and enforcing compliance with relevant laws and regulations.

The Job

• Providing high-quality email and occasional phone support to customers and other stakeholders to ensure fundraiser authenticity and safe delivery of funds for beneficiaries. 
• Evaluating fundraiser and account attributes for unusual activity and escalating identified risks for final determination and/or next steps.
• Conducting customer due diligence reviews on individuals to support escalation pathways to the Compliance team for enhanced due diligence; focusing on sanctions and watchlist screening, Politically Exposed Person(s), Counter-Terrorism Financing, and financial crimes
• Conducting due diligence and KYB reviews on organizations, including but not limited to identity verification and watchlist management, to ensure entities comply with our Terms of Service and applicable laws and regulations.
• Collecting and analyzing information on an organization’s governance, operations, and financial performance.
• In times of global crisis, supporting the Trust & Safety team to set up crisis monitoring protocols and proactively assisting affected customers and other stakeholders as needed.
• Working cross-functionally with Compliance, Trust & Safety, Legal, Customer Operations, payment processor risk teams, and others to ensure fundraisers on GoFundMe are legitimate and donations are delivered to the correct parties.
• Fielding questions connected to customer due diligence from the Go To Market, Communications, and Public Affairs teams.
• Developing a deep understanding of risk-related issues experienced on the platform.

You 

• 2-5 years experience working in the payments or compliance industry and knowledge about merchant processing behaviors.
• Knowledge of global customer due diligence, AML, CTF, sanctions, beneficial ownership requirements, Know Your Customer standards, and how these apply for a merchant and the wider financial ecosystem.
• Passionate about staying current on regulatory changes, industry guidance, and card scheme compliance.
• Excel in individual metrics to adhere to Service Level Agreements and maintain strong quality standards while contributing to improving the team’s operational performance.
• Ability to work with ambiguity, thrive in a dynamic environment with shifting priorities and quickly adapt to process and policy changes.
• Empathetic with a strong customer-centric mindset.
• Work well with a distributed global workforce and confidently maintain communication while working autonomously in a remote or hybrid environment.
• Ambitious self-starter with excellent attention to detail.
• Fast learner, with initiative and follow through without sacrificing quality.
• Strong performer, able to meet deadlines while balancing different priorities.
• Communicate clearly and concisely both orally and in writing, with C1 English proficiency.
• Inquisitive with a solution-oriented mindset.
• Exemplify company core values and embody team culture

Why you’ll love it here

• Make an Impact: Be part of a mission-driven organization making a positive difference in millions of lives every year.
• Innovative Environment: Work with a diverse, passionate, and talented team in a fast-paced, forward-thinking atmosphere.