Divisional Jr Processor

Job DetailsJob Location: 3519 Leominster MA - Leominster , MA 01453Position Type: Full TimeSalary Range: $18.00 - $27.00 HourlyAnnieMac Home Mortgage is seeking to hire a Divisional Junior Processor to support the mortgage operations team through pre processing, opening, and documentation workflows throughout the loan lifecycle. This role is responsible for ensuring loan files are accurate, complete, compliant, and progressing efficiently from application through closing.

Candidates should have experience directly or indirectly related to the mortgage industry and a strong interest in gaining hands on operational experience. Under the guidance of the Divisional Processing Leadership team, the responsibilities of the Divisional Junior Processor include, but are not limited to, the following:


Loan File Setup & Data Accuracy
Set up and maintain loan files in Encompass, ensuring accurate entry of borrower, property, realtor, attorney, and insurance information
Verify borrower identifying information against documentation and flag discrepancies
Confirm Intent to Proceed dates align with executed disclosures and correct system dates when needed
Pre-Processing & Opening Support
Complete USPS and employment address searches
Order and track third-party services including VOEs, flood certifications, fraud reports, and early compliance checks
Notify the assigned Loan Processor of any third-party failures or discrepancies
Assist with government loan requirements (FHA/VA) by coordinating CAIVRS, FHA case numbers, and refinance authorizations as directed
Title, Attorney & Closing Coordination
Order title and coordinate with attorneys and title companies for updates, revisions, and outstanding documentation
Upload title commitments and revised title documents to the appropriate eFolder locations
Track and update attorney approvals, CPL dates, and document expiration dates
Add special title instructions as directed and route files to the Collateral Team when conditions are fulfilled
Confirm loans marked Clear to Close are scheduled with the closing attorney and reflected accurately in the system
Insurance & Collateral Support
Track homeowners insurance documentation including binders, declarations, and required coverage details
Update insurance and tax screens for accuracy and completeness
Flag missing or insufficient coverage to the Loan Processor
Document Management & Pipeline Support
Collect, organize, upload, and index borrower and third-party documentation
Track outstanding items and follow up with loan officers, borrowers, and vendors as directed
Maintain clean, audit ready loan files
Update milestone notes and provide pipeline status support to the operations team
Compliance & Role Boundaries
Follow all company, investor, and regulatory documentation requirements
Escalate discrepancies, delays, or concerns to the Loan Processor promptly
This role does not analyze income, credit, or assets, make underwriting decisions, or communicate loan approvals or denials
Complete all Company mandatory trainings within the required timelines

Qualifications
Previous experience in the mortgage industry, preferably processing loans.
High school Diploma or equivalent.
Strong attention to detail and organization.
Ability to manage multiple files and deadlines.
Clear written and verbal communication skills.
Comfort working in mortgage systems and document driven environments.
Willingness to learn mortgage guidelines and workflows.


Work Environment/Physical Demands: Will have to spend long hours sitting and using office equipment and computers, which can cause muscle strain.
Note: Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.

AnnieMac Home Mortgage offers a wide range of benefits, including medical, dental and vision plans, along with voluntary benefits, including 401K.

***AnnieMac Home Mortgage is an Equal Opportunity Employer***

***AnnieMac Home Mortgage participates in E-Verify***