Associate Portfolio Manager - Commercial Healthcare

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

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JOB PURPOSE 

Assist Relationship Managers, Portfolio Managers and Group Portfolio Managers with client activities, reports and escalations regarding renewals, portfolio maintenance, Underwriting/Credit approvals, presentations and other related activities as directed and required within the Commercial Healthcare Group. Clients are those related to Skilled Nursing, Long-term care/Assisted Living, and Memory Care facilities.

KEY ACCOUNTABILITIES

Assist Relationship Managers with the following:

• Renewal activities with existing clients
• Maintaining Salesforce pipeline on existing clients (draws, increases, paydowns, payoffs)
• Cross-sell Activities
• Collecting information requested for any audits or regulatory exams
• Client portfolio maintenance requests
• Pre-call preparation and post-call follow-up
   

Assist Portfolio Managers and Group Portfolio Managers with Underwriting/Credit Approval with the following:

• Run A-IRB ODR / LGD models

• Complete underwriting and loan presentations, with focus on:
  o Annual reviews
  o Straight-forward renewals
  o Amendments
   

Client Portfolio Maintenance

• Collect customer financial reporting / covenants
• Upload/submit customer information received
• Submit Credit Lens spread requests
• Order appraisals, appraisal / environmental reviews, flood due diligence
• Review customer financial reporting / covenants, recommend adjustments to risk ratings and research trends
• Review spreads, appraisals and other due diligence received
• Escalate potential issues / areas of concern to PM III-IV
• Has direct client contact in performing responsibilities as needed
   

COMPLIANCE REQUIREMENTS/RESPONSIBILITIES

• As an employee of CIBC, the incumbent must comply with all applicable CIBC and Line of Business policies, standards, guidelines and controls.  

AUTHORITIES/DECISION RIGHTS 

• As a key contributor to the business unit, this job has the authority to recommend changes to business processes in order to enhance operational efficiency and effectiveness.

CONDUCT & CULTURE RISK

Our CIBC risk culture is based on employees striving to exceed the expectations of ourselves and our leadership’s identification and mitigation of risks in their daily responsibilities, not just in quarterly or annual monitoring/assessments.  We all are accountable for managing risk.

As an employee of CIBC the incumbent must conduct themselves (and foster an environment for others) in a manner consistent with our strong risk culture. This includes:

• Following all aspects of the CIBC Code of Conduct, as well as all applicable CIBC policies, frameworks,