Sr. Associate - Treasury Data Analytics

Sr. Associate - Treasury Data Analytics

Country: United States of America

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.  This is more than a strategic shift.  It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:
The Sr. Associate, Treasury provides subject matter expertise in one or more of the following processes: Asset-Liability Management, Interest Rate Risk, Liquidity Risk, Investment Portfolio Management, Cash Management, Debt Capital Markets, Capital Allocation, Capital Market Theory, Capital Planning, and Recovery & Resolution. The incumbent implements complex solutions aligned with department priorities and participates in complex analysis and projects supporting balance sheet, investment, asset-liability, or capital management objectives.

Key Responsibilities:

• Analyze, report, and support mitigation of liquidity, market, interest rate, and capital risks.

• Conduct financial, variance, profitability, forecasting, liquidity, capital, governance, and business line analysis to improve balance sheet and capital efficiency and ensure adherence to established risk limits.

• Develop cash flow forecasts, analyze variances, and monitor key treasury metrics and KPIs.

• Prepare, validate, and maintain accurate data for analysis, delivering well-structured reports, dashboards, and presentations for senior audiences.

• Execute established policies, procedures, risk limits, reporting, and stress testing requirements while supporting a strong internal control environment.

• Implement operational processes to ensure effective risk assessment, management, and reporting across Treasury functions.

• Serve as an internal consultant by providing insights and recommendations to address business challenges and support strategic initiatives.

• Ensure lines of business have appropriate data and information for modeling activities.

• Identify and implement process and system improvement opportunities and communicate effectively with internal and external stakeholders.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's Degree: Accounting, Finance, Economics or equivalent field. - Required.

Master's Degree: Finance, Accounting, Economics or equivalent field. - Preferred.

9+ Years Banking/Financial Services Industry or related field - Required.

• Strong verbal and written communication skills with the ability to effectively engage internal and external stakeholders.

• Excellent analytical, organizational, and project management skills, with the ability to research, organize, and analyze financial data.

• Ability to make effective decisions on complex matters and drive results with a sense of urgency.

• Strong interpersonal and supervisory skills, with a customer service mindset.

• Ability to manage multiple demands and competing priorities in a dynamic environment.

• Advanced proficiency in MS Excel and Word, SQL, Power BI, Tableau, and Python.

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

• Experience in Microsoft Office products.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

$105,000.00 USD

Maximum:

$180,000.00 USD

 

We Value Your Impact:

Your contribution matters and it’s recognized.  You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver.