Remote Jr. Underwriter

Please be advised: Visio Lending does not accept unsolicited resumes or services from third-party recruitment agencies. In the event, a recruiter or agency submits a resume or candidate without an agreement Visio Lending shall explicitly reserve the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, including those submitted to Visio Lending employees, shall be deemed the property of Visio Lending. 

About Visio Lending

Visio Lending is the nation’s leader in rental home financing. Founded in 2012, Visio enables small- to medium- sized investors to grow their rental home and vacation rental portfolios. Headquartered in fantastic Austin, Texas, since late 2015, Visio has financed more than $3 billion in Rental360 DSCR loans.

Why We Love Working at Visio:

We at Visio are passionate about working together towards our goals to continually push this company forward.  We innovate, collaborate, celebrate team successes, and recognize individual accomplishments.  Every position and every person matter here.  We value our employees, and we like to promote from within, so as the company continues to grow so can you.

How to Apply?

To be considered for employment, please submit your application online.  While we appreciate all the interest we receive, only candidates selected for phone screening, or an interview will be contacted directly.  You will receive application status alerts via email so make sure your email address is accurate.

Note: Incomplete applications will not be considered.  Unanswered application questions or responses indicating “see resume” will be considered incomplete and you will be removed from consideration.

Visio Financial Services, Inc. is an Equal Opportunity Employer

The Opportunity 

We seek a Jr. Underwriter to assist underwriters and perform underwriting reviews of residential investors and investor loans. 

You will contribute to the underwriting department by: 

• Preparing files to be reviewed by an Underwriter
• Recognizing when an account deviates from the norm
• Completing underwriting functions by various program requirements, Company standards, and related legal and regulatory requirements 
• Ensuring loans comply with guidelines, standard operating procedures, and internal processes
• Ensuring lending conditions have been satisfactorily met before closing
• Reviewing documents to detect and prevent fraud
• Evaluating and assessing the collateral and capacity of loans
• Verifying purchase contract documentation and resolving routine issues, including vesting issues and other document discrepancies 
• Reviewing appraisals and ensuring that risks are appropriate and meet all guidelines of the applicable loan type
• Reviewing corporate documentation for entity borrowers
• Researching property taxes to determine appropriate escrows
• Reviewing title commitments to ensure policies meet investor and company guidelines
• Providing exceptional customer service
• Complying with all applicable lending laws and regulations
• Collaborating with departments across the organization to foster a streamlined process and drive quality improvement 
• Completing other responsibilities and duties as assigned based on business needs 
• Available Remote Locations: AL, AR, FL, GA, IL, IA, IN, KS, KY, LA, MO, NC, OH, SC, TX, UT
• Work Schedule: Monday–Friday: 8:30 am – 5:30 pm CST
• Salary Range: $23.50 - $25.00/hr (Non-Exempt/Hourly/Overtime Eligible)

What We Are Looking For

• Someone with 1 year of experience working in a mortgage or title environment
• Some