Consumer Regulatory Operations Attorney - Vice President, Assistant General Counsel

You will join the Regulatory Operations Legal Team (Reg Ops Legal) which provides cross line of business legal support to the Consumer and Community Bank (CCB), which includes Auto Finance, Home Lending, Business Banking, Card Services, Consumer Banking, JPMorgan Wealth Management and associated operations.  Reg Ops Legal leads significant cross-functional collaboration with other Legal teams, control function partners, senior business leaders, regulators and Corporate Tax. 

As a Consumer Regulatory Operations Attorney - Vice President, Assistant General Counsel on the Regulatory Operations Legal team, you will focus on regulatory compliance and operational excellence. You will provide independent advice and counsel on a myriad of legal issues dealing with the Fair Credit Reporting Act (FCRA), Regulation V, state unclaimed property laws, escheatment, Know Your Customer (KYC) rules, UDAAP, tax information reporting and withholding, customer corrections and remediation, and payments.   As a member of the Reg Ops Legal team, you will spend every day working with your clients in operations to provide legal support on large scale regulatory compliance projects and be the subject matter expert for the regulatory operations groups that you support.   

The Legal Department at JPMorgan Chase & Co. manages legal and other risks, advises on products and services, interprets laws and regulations that impact the firm, and advises the firm on other matters.  Our global team is made up of 2,000 lawyers and legal professionals with a reputation as thought leaders who deliver best-in-class services. As trusted advisors, we help the firm’s clients while also safeguarding the integrity of the firm.  We are committed to a culture of inclusivity and belonging, where people can grow and succeed throughout their careers while working for a first-in-class financial institution doing cutting-edge work. If these values resonate with you, we would like to hear from you. 

Job responsibilities

• Serve as the lead attorney providing cross line of business strategic legal guidance and support for CCB Remediation and Corrections (R&C)
• Serve as the lead attorney for the Business Transformation and Regulatory Control Product Team. 
• Provide legal support for Credit Bureau Operations (CBO) on FCRA furnishing and data use issues.  
• Provide legal support for CCB Tax Operations on federal tax reporting and withholding issues. 
• Provide legal support for Compliance Operations with a focus on KYC data and the account opening process. 
• Coordinate legal support for the Consumer Bank's paperless enrollment governance and oversight program.  
• Assist with the integration of newly acquired businesses.  

Required qualifications, capabilities, and skills

• J.D. or educational equivalent required. Attorney candidates must be in compliance with all relevant licensing requirements, including the requirements of the jurisdiction where the role will be located prior to commencement of employment.
• Must have at least 5 years of regulatory/compliance/litigation experience; consumer financial services experience preferred.
• Demonstrated executive/professional presence with the ability and willingness to present to senior business, functional and legal leaders.
• Prior work supporting operational organizations.  
• Good working knowledge of consumer banking products.  
• Self-starter who takes end to end ownership of issues and projects. 

Preferred qualifications, capabilities, and skills

• Knowledge of or background with the Fair Credit Reporting Act and Regulation V.
• Knowledge of or background with state unclaimed property laws and/or escheatment rules for financial institutions.  
• Experience with regulatory compliance.
• Operational/ Process improvement background.

All candidates for roles in the Legal department must be licensed to practice law in the country of employment and successfully complete a conflicts of interest clearance review prior to commencement of employment.

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which ma