Principal Data Science - Finance Analytics

Discover. A brighter future.

With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description:

What You'll Do

• Be a key part of the Finance Analytics team supporting Discover’s Home Loans and Personal Loans businesses. Use your analytical, technical, and communication skills to help the businesses make better decisions and help the Finance team operate more efficiently

• Responsible for working closely with management to execute analytical initiatives. Responsible for providing thought leadership & strategic thinking to solve business problems by leveraging techniques such as segmentation, optimization, advanced analytics and machine learning. This position will closely monitor performance metrics and KPIs to ensure goals are met and course correct as necessary.                                                                     

• Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.       

How You'll Do It

• Provides thought leadership & strategic thinking to translate business problem into analytical framework(s), and independently recommend actions and provide business insights. Operates as a subject matter expert on statistical analysis, test and design of experiment, analysis methodology, modeling & application, and financial impact analysis.                                                             

• Collaborates with cross-functional partners to understand their business needs, formulate and complete end-to-end analysis that includes data gathering, analysis, ongoing scaled deliverables and presentations. Facilitate implementation of work product and ensure accuracy. Establishes and maintains effective performance tracking; identifies improvement opportunity, form hypothesis, propose, design and implement tests to drive strategy enhancement and optimization.                                                             

• Leads the development and implementation of advanced analytics including customer segmentation, optimization, prescriptive analytics and machine learning algorithm & recommendation to solve business problems. Lead the development of Analytical capabilities with the aim of creating long-term strategic data/analytics assets for the company.                                                           

• Delivers effective presentations of findings and recommendations to multiple levels of leadership, creating visual displays of quantitative information.                                                   

• Develops and automates reports, iteratively build and prototype dashboards to provide insights at scale, solving for analytical needs.                    

• Uses technical skills to automate and improve the quality of financial forecasting tools.                         

• Consistently follows standard work processes and documentation requirements. Recommends improvement to work processes to increase efficiency while maintaining quality of work. Continuously improves technical and leadership skills through training and development.      

Qualifications You'll Need
The Basics

• Bachelors Analytics, Engineering, Statistics, or related

• 6+ years Credit Risk, Fraud Risk, Marketing Analytics, Optimization, Operations Analytics, Modeling/ Data Science or related.       

                               
Physical and Cognitive Requirements
The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal, state, and local laws:

• Primarily remain in a stationary position.

• No required movement about the work environment