Financial Crime Risk Management - Pre-Completion Testing, Sr. Tester

Work Location:

Remote Jacksonville (FL)

Hours:

40

Pay Details:

$68,640 - $112,320 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Compliance

Job Description:

The Pre-Completion Testing Team is responsible for the review of Regulatory Issues to verify and validate that the appropriate remedial actions have been taken to address the issues raised. The pre-completion testing is done at the Design and Operating Effectiveness level prior to final submission to Internal Audit. The Head of FCRM Monitoring & Testing oversees and supports the pre-completion testing as well as provide approval and sign-off of the work performed. The Pre-Completion Testing Senior Tester is responsible for the execution of the testing approached in line with the procedures and support from the Pre-Completion lead and team. In order to be successful in this role, an individual should possess subject matter expertise on Financial Crime Risk and complex issue management skills.

The Senior Compliance Testing Analyst executes independent testing of Compliance controls/systems for assigned businesses and operational units across the Bank along with providing expertise on Compliance controls/processes.  May assume leadership of a part of the engagement and have responsibility for completion of a phase of the engagement.

Depth & Scope:

• Exercises sound and expert independent professional judgment and discretion in interacting and communicating with staff and senior management of the Bank with respect to regulatory compliance and risk matters.
• Independently researches, reviews, and maintains expertise on banking regulations and laws, banking policies and procedures, and consumer protection laws
• Acts as a subject matter expert for regulations applicable to business partners and provides guidance and advice with respect to the business partners' compliance with such regulations directly related to the operations of the business
• Works independently to learn regulatory requirements tied to business units assigned for review, helps develop test steps to test the business line against these regulatory requirements, performs complex analysis/testing of the business line controls/processes, summarizes the results of testing, and analyzes the results to identify areas of improvement to be discussed with the business lines
• Assists management in writing findings as applicable to address areas of improvement identified during independent testing and assists management in presenting these findings to business line staff and senior management
• Oversees and/or independently performs assigned work from end to end
• Executes more complex and/or non-standard assignments as requested

Education & Experience:

• Undergraduate degree or equivalent work experience
• 5+ years of experience

Preferred Skills:

• Relevant experience working in a challenge function (e.g., Internal Audit, ORM, Risk Oversight) within the financial services industry.
• Subject matter expertise in BSA/AML and OFAC Sanctions Regulatory requirements as well as risk and controls with those regulatory requirements
• Strong analytical skills, multi-tasking, working against tight deadlines, and active hands-on management of work
• Excellent written & verbal communication skills to communicate effectively across all levels of stakeholders (from junior to senior)
• Challenge mindset and attention to detail to complex issues

Customer Accountabilities:

• Executes testing engagement work in accordance with established standards to achieve completion within target timelines
• Conducts skilled analytical research and analysis as part of the testing engagement and initiatives
• Works collaboratively with key Compliance and business line partners throughout the testing engagement
• Identifies potential errors following testing standards
• Executes validation of findings raised from tes