Customer Onboarding Program Development Manager, Cash App

Company Description

It all started with an idea at Block in 2013. Initially built to take the pain out of peer-to-peer payments, Cash App has gone from a simple product with a single purpose to a dynamic ecosystem, developing unique financial products, including Afterpay/Clearpay, to provide a better way to send, spend, invest, borrow and save to our 47 million monthly active customers. We want to redefine the world’s relationship with money to make it more relatable, instantly available, and universally accessible.

Today, Cash App has thousands of employees working globally across office and remote locations, with a culture geared toward innovation, collaboration and impact. We’ve been a distributed team since day one, and many of our roles can be done remotely from the countries where Cash App operates. No matter the location, we tailor our experience to ensure our employees are creative, productive, and happy.

Check out our locations, benefits, and more at cash.app/careers.

Job Description

We are looking for a Customer Onboarding Program Development Manager to join Block and support the continued build of our Cash App Customer Onboarding Compliance program. Our mission is to make banking and financial services accessible to the underserved and unbanked by developing an outstanding compliance program to help grow the Cash App business while protecting the broader financial ecosystem and the Company.

You will report to our Customer Onboarding Compliance Program Lead and support the KYC operations team by contributing to the design and effectiveness of preventative measures to ensure detection and ongoing review. You will work with Compliance Leads and other relevant partners to ensure our program complies with all applicable laws and regulations across jurisdictions. You will demonstrate excellent regulatory, process and systems design, data analytics, and documentation abilities.

You will:

• Evaluate current operational processes and procedures to ensure compliance with applicable laws, regulations and industry best practices
• Evaluate BSA/AML CDD and EDD requirements for all products or features
• Identify and evaluate customer onboarding requirements for new and existing products or features
• Build tactical and scalable solutions for operational teams to manage compliance tasks and risks
• Make recommendations for and help implement process improvements and procedure updates across Customer Onboarding 
• Draft and maintain relevant documentation and content for changes to the program observing regulatory updates, new products, and overall Compliance team policies and procedures
• Work with our technical teams to understand and design analytical methodologies and potential monitoring scenarios for risk mitigation
• Communicate the progress of and oversee the end-to-end implementation of each operational change to leadership and stakeholders
• Stay apprised of regulatory developments, industry trends and Cash App roadmaps to drive decisions
• Be comfortable with operating in ambiguity and adapting to changing priorities

Qualifications

You have:

• 8+ years in the compliance industry, with experience in managing customer onboarding programs in the financial industry
• A strong analytical and metrics driven approach to create substantiated solutions
• Operational knowledge in building a sound Compliance program
• Knowledge in payment regulations and scheme rules, knowledge of areas of Cards and peer-to-peer payments also ideal
• Strong Regulatory knowledge and industry trends
• Superb organization skills with the ability to manage competing priorities
• Excellent verbal and written communication skills
• Adaptability in an agile and fast-paced environment
• Ability to execute independently and work with team members of all levels
• A mindset to deliver results proactively, resourcefully, and methodically

Even better:

• Proven working experience as an operations lead
• Relevant industry certifications (CAMS, CFE, CFCS, and CRCM)
• Experience with Analytics tools and Looker or Tableau
• Experience in Cryptocurrency regulations

Additional Information

Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.

Zone A: USD $125,600 - USD $153,600
Zone B: USD $116,800 - USD $142,800
Zone C: USD $