Licensed Producer - Personal and Commercial Lines

Licensed Producer, Personal & Commercial Lines

Montagno Insurance Agency

Waterbury, CT

• Hybrid schedule: Mon, Wed, Fri in-office; Tue, Thu remote
• Full-time and part-time opportunities available
• Base salary $50K–$55K + commission, commensurate with experience; total compensation may significantly exceed base salary

Montagno Insurance Agency is seeking a Licensed Producer with experience in Personal and/or Commercial Lines. You will serve as a trusted point of contact for an established book of business while actively pursuing new client relationships to drive organic growth. If you are a skilled communicator who enjoys both client service and proactive sales — we want to hear from you!

Licensed Producer, Personal & Commercial Lines Qualifications

Required:

• Active Property & Casualty License
• 2+ years of insurance experience

Preferred — but not required. We still encourage you to apply!

• Commercial Lines experience
• Familiarity with Hawksoft or similar agency management systems
• Established carrier or client relationships
• Strong knowledge of Personal and Commercial Lines products, markets, coverages, rating procedures, and underwriting guidelines
• Clear written and verbal communication skills, including the ability to explain complex coverage in plain language
• Strong organizational skills with the ability to manage multiple priorities accurately and efficiently
• Demonstrated ability to generate new business, retain existing accounts, and close sales
• Self-motivated, goal-oriented, and comfortable working in a fast-paced team environment

Why You Should Apply:

• Collaborative team culture with nearly 100 combined years of experience
• Real career growth potential in a well-established, award-winning agency
• Join an agency recognized for excellence, including multiple Best Insurance Agency awards and national carrier recognition through the Travelers S.T.A.R. Agency Award
• Competitive benefits package

Licensed Producer, Personal & Commercial Lines Responsibilities

• Serve as the primary service contact for an existing book of Personal and Commercial Lines clients.
• Process policy changes, endorsements, renewals, cancellations, and reinstatements accurately and timely.
• Respond promptly to client requests via phone, email, and mail; maintain accurate electronic files per agency standards.
• Conduct annual coverage reviews; round out accounts where gaps exist and collaborate with CSAs to upgrade coverage as appropriate.
• Verify accuracy of policy documents, direct-bill cancellation notices, and audit amounts; take appropriate corrective action.
• Assist clients with first reports of claims; coordinate with carriers and follow up through resolution.
• Prepare and deliver binders, summaries of insurance, schedules, and renewal proposals; educate clients on payment and cancellation procedures.
• Prospect, quote, and sell new Personal and Commercial Lines accounts; pre-qualify prospects, design coverage solutions, and deliver compelling proposals.
• Complete and submit applications and related documentation to appropriate markets.
• Maintain a client/prospect list and actively seek referrals at every interaction.
• Retain assigned accounts at renewal; remarket proactively as needed to ensure profitability for the agency and carrier partners.
• Recommend loss control programs to clients where appropriate.
• Participate in sales meetings, agency planning sessions, and carrier training.
• Stay current on industry trends, products, coverages, and technology; maintain a continuous improvement plan for technical and sales skills.
• Perform other duties as assigned.

About Montagno Insurance Agency (www.insurancequot