Financial Crime Risk Specialist (US)

Work Location:

New York, New York, United States of America

Hours:

40

Pay Details:

$86,840 - $139,360 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

Depth & Scope:

• Highly seasoned professional role requiring substantial knowledge / expertise in a complex field and knowledge of broader related areas
• Integrates knowledge of the sub-functions overarching strategy in developing solutions across multiple functions or operations
• Interprets internal / external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services
• Acts as a technical expert / lead integrating cross-function understanding within their own field of specialty
• Leads cross-functional teams or projects with significant resource requirements, risk and/or complexity
• Independently manages end-to-end functional programs
• Solves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions
• Uses sophisticated analytical thought to exercise judgement and identify solutions
• Impacts the achievement of sub-function or business line objectives within the area they are accountable for
• Work is guided by policies and industry standards/methods
• Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders
• Works autonomously as the lead and guides others within area of expertise

Education & Experience:

• Undergraduate degree or equivalent work experience 
• 7+ years experience

Preferred Skills & Experience:

• Previous work with Transaction Monitoring, EDD, KYC and/or CDD team as a subject-matter expert
• Prior investigative experience with a demonstrated understanding of what customer behaviors and transactional activity may be potentially unusual or suspicious.  
• Ability to understand investigative case narratives and interpret into key findings, trends or data points that can be leveraged for better insights and improvements in transaction monitoring scenarios.
• General knowledge of AML-related policies and regulatory expectations; ability to read a policy and extract the actions that apply to customer risk.
• Ability to use judgement and expertise, sometimes in a quick manner with limited information, on what makes a customer high-risk as well as controls that can be leveraged to mitigate the risk.
• Ability to partner with other groups, especially the KYC team, Technology team and others in all Lines of Defense for collaboration and knowledge-sharing
• Ability to manage your own tasks independently, with a high degree of quality and timeliness 

Customer Accountabilities:

• Leads the development of team procedures and governance processes and advises FCRM stakeholders and teams of changes and enhancements to enterprise FCRM programs and requirements and where they may impact in the organization.
• Works with FCRM partners and other related groups (such as Compliance, Legal and Risk etc.) to support creation of documentation and reports required by external regulatory bodies and TD internal groups
• Conducts research, assesses FCRM risks and controls, and otherwise contributes to a specialized team of FCRM compliance professionals, interacting with key stakeholders
• Provides governance oversight through management of the policy and training exemption governance and reporting processes to the FCRM Senior Executive Team (and related FCRM Sub-Committees)
• Prepares summaries, presentations, briefing notes, and any other required documentatio