Director, Senior Credit Officer

Overview

 

Lloyds Overview: 

 

Lloyds Bank Corporate Markets, plc (“LBCM”) forms an integral part of Lloyds Banking Group, a UK-focused retail and commercial bank with more than 30 million customers globally. We have been operating in North America for over 100 years, providing a client-focused approach for global businesses with strong links to the UK. Our New York operations provides a gateway between the UK and North America for financial institutions and large corporate clients, offering core banking products such as lending, trade finance and a range of debt capital and financial markets services through our US broker dealer, Lloyds Securities Inc.

 

Lloyds Bank is committed to attracting, retaining and developing the best talent in the industry and embracing the diversity of our people. We offer our colleagues ongoing training, development, mentoring and networking opportunities, as well as competitive benefits and vacation leave. We are dedicated to working with our community and offer a range of volunteering and fundraising activities throughout the year.

 

Diversity and inclusion are a part of who we are at Lloyds Bank. Lloyds North America strives to create a culture where every individual feels included, and empowered to be their best. Providing equal employment opportunities to all applicants and employees without regard to race, color, religion, creed, gender, gender identity or expression, age, national origin or ancestry, citizenship, disability, sexual orientation, marital status, pregnancy, veteran status, membership in the uniformed services, genetic information, or any other class protected by applicable law.

 

Lloyds values diversity in all backgrounds and experiences and wants their employees to bring their “whole self” to work!

 

Reasonable Accommodations for Qualified Individuals with Disabilities During the Application ProcessLloyds North America is committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you have a disability and require a reasonable accommodation in order to participate in the application process, please contact our Human Resources Dept at: NRHR@lbusa.com

 

 

Role Overview:

Lloyds Banking Group is a leading project finance bank - the top Project Finance bank in the UK since 2018 and growing steadily in the US since 2021. Infrastructure & Project Finance Credit (“I&PF Credit”) is the credit team which supports this business area. We are the 2nd line of defense and a key facet within Corporate Institutional Banking Credit. The team is responsible for the independent credit analysis of facilities provided to counterparties involved in the infrastructure and project finance sectors. Our main asset classes are Renewables, PFI/PPP, Economic and Digital Infrastructure. Our aim is to be a best-in-class credit function supporting a market-leading franchise and support new growth opportunities.

For many years Lloyds has had a significant NY presence and its importance is growing – the office includes today a small first line Infrastructure & Project Finance team, as well as teams responsible for Corporate and Financial Institutions Coverage and Credit. Given our growth plans for the US market we are now expanding the I&PF Credit team through the addition of a Director (Senior Credit Officer) role in our NY office – the successful candidate will work closely with the Credit team in London and with front line colleagues in both the NY and London offices. The new role will facilitate the ongoing management of the book and the continued growth of the franchise.

This is an exciting opportunity to join a growing team. You will play a central role in delivering the Group’s Sustainability agenda by applying your structured finance experience in support of the transition towards renewable energy, with a clear focus on risk. This is a key senior management role that will in due course carry line management responsibility.

 

Responsibilities

 

Key Tasks and Responsibilities of the role include, but are not limited to:

 

• Reporting to the Head of I&PF Credit, you will be one of 5 Directors in I&PF Credit leading and line managing a team of credit professionals who specialise in Infrastructure and Project Finance. Together, you will be responsible for their personal and technical development.
• You will liaise with asset managers, originators, relationship managers, products partners, clients and, where necessary, shape structured credit proposals in order to maintain an acceptable balance of risk and reward.
• Oversee and support the team in