Financial Crime Risk Oversight Specialist

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$86,840 - $139,360 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

The Financial Crime Risk Oversight Specialist acts as key business oversight lead and provides expert/specialized business guidance and 2nd line challenge and oversight to portfolios, businesses and functions on development, maintenance, and implementation of all aspects of AML/ATF/Sanctions/ABAC compliance programs in line with the Bank's risk appetite and strategic direction.

The primary responsibility of the KYC Customer Exit and Watchlist Management team is to oversee the financial crime customer exits at the bank and manage the bank's internal Watchlist. In this capacity, the team oversees the tracking, reporting, escalations, and restrictions related to customers identified as posing increased financial crime risk to the bank, in compliance with the bank's Customer Exit Standard. The team is also responsible for establishing the governance and monitoring routines necessary to adequately oversee the ongoing maintenance of the bank's internal Watchlist.

Depth & Scope:

• Senior specialist with AML/ATF/Sanctions/ABAC expertise, works independently and is accountable for managing a specialized AML/ATF/Sanctions/ABAC function or area
• Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates
• Provides AML/ATF/Sanctions/ABAC advice to a business as FCRM representative on a complex project or change initiative
• Provides advanced analysis and/or specialized reporting to support business partners, functional areas, or centers of expertise
• Provides guidance and support to analysts on matters related to portfolio and speciality
• Expert knowledge of the business and operational functions supported
• Typically a subject matter expert for a key functional AML/ATF/ Sanctions/ABAC area and business requirements
• Contact for business management, external/internal auditors, dealing with non-routine information
• Manages/assists with regulatory reviews including inquiries, audits, and exams
• Deep knowledge and understanding of businesses/technology, and organizational practices/disciplines
• Identifies and leads problem resolution for project/program complex requirements related issues at all levels

Education & Experience:

• Undergraduate Degree 
• 7+ years of experience

Preferred Qualifications:

• Undergraduate Degree
• Advanced degree, professional accreditation, and/or 7+ years of anti-money laundering (AML) experience within the financial services industry
• Certified Anti-Money Laundering Specialist (CAMS) certification preferred
• 3+ years of people management experience
• Demonstrated initiative and creative in problem solving
• Excellent analytical and organizational skills, with a high level of attention to detail

• Exceptional ability to multi-task, prioritize projects, and meet deadlines with efficiency
• Highly skilled in Microsoft Excel, including a sound understanding of data analysis tools

Customer Accountabilities:

• Provides expert/specialized regulatory compliance and prudential risk management guidance on AML/ATF/Sanctions/ABAC matters affecting covered TD businesses
• Proactively advises covered TD businesses of new and changed AML/ATF/Sanctions/ABAC regulatory and/or