Legal Specialist

Mission Lane is revolutionizing access to credit to pave a clear way forward for millions of Americans on the path to financial success. By attracting top-tier talent and leveraging cutting-edge technology, we’re redefining consumer credit for the better. Sound like a mission you can get behind?

We’re looking for a talented and enterprising Legal Specialist with a learning mindset to assist our attorneys with delivery of legal services to business and functional partners throughout Mission Lane.  

This is a unique opportunity to contribute at a company that’s on the verge of becoming the household name in financial products for the 50% of Americans who are not served by traditional financial institutions.

About the role:

As an integral member of the Mission Lane Legal team, the Legal Specialist often will operate independently with limited guidance from an attorney, exercising good judgment and proactively providing support to the Legal Department on a variety of matters with primary support encompassing consumer and/or commercial litigation, arbitration, and demands (legal matter management); consumer and/or commercial subpoena response; and corporate filings, including state licensing, SEC, entity management, and other filings, as needed.  Additional responsibilities may include non-disclosure agreements; vendor contracts/transactional-related document drafting and reviews; transactional due diligence; securitization transaction documentation; consumer product marketing reviews; consumer complaints and correspondence; regulatory and third-party reviews; corporate governance; and department policies and procedures.   

This position reports to the Sr. Associate General Counsel.

The Legal Specialist will:

• Manage Legal’s matter management process
• Manage Legal’s subpoena response process 
• Own and manage all corporate filings, including state licensing/NMLS, SEC, entity management, and other filings
• Collaborate with business and risk partners on risk and compliance initiatives 
• Support regulatory examinations and audits, including gathering necessary documents
• Manage Legal’s regulatory change process
• Other projects aligned with varying team and Company needs, as needed

You’ll thrive in this role if:

• You have 7+ years in-house legal department or similar dynamic legal team experience.
• You have a bachelor's degree.
• You have demonstrated experience conducting legal/regulatory research using Westlaw with particular focus on consumer finance/credit card laws.
• You have excellent oral and written communication skills, including ability to effectively convey/summarize complex issues.
• You have solid organizational and problem solving skills and attention to detail.
• You're able to simultaneously manage and prioritize multiple complex projects.
• You're highly proficient with Google Suite and Microsoft Office products.
• You're a self-motivated and dependable team player who is able to efficiently work independently and as part of a collaborative team. 
• You have strong interpersonal skills and interact well with other Laners, team members, and external parties.

You'll get bonus points for:

• Certificate in paralegal studies or JD
• Conversant in federal and state consumer finance laws and regulations, including TILA, ECOA, FCRA, TCPA, FDCPA, GLBA, and SCRA
• Familiar with trademark and patent searches and filings
• Experience supporting complex strategic transactions 

About Mission Lane:

Founded in December 2018, Mission Lane is a purpose-driven fintech company based in the U.S., with headquarters in Richmond, Virginia. 

It all started with a realization:  nearly fifty percent of the adult population in the U.S. doesn’t have access to a clear line of credit. Most traditional credit card companies either overlook or overcharge this group because they have less-than-perfect credit scores or no scores at all. We decided this just wouldn’t do.

In partnership with our sponsor banks, we offer credit cards under the Mission Lane brand name, with better, clearer terms, and a more refined customer experience than the alternatives available to people working hard to improve their credit.

To date, over three million consumers have chosen Mission Lane, earning high customer ratings on Credit Karma for its market segment and industry leading Net Promoter scores. 

Mission Lane has cumulatively raised over $600 million of equity from leading investors, including Invus Opportunities, QED Investors, LL Funds, funds affiliated with Oaktree Capital Management, and other leading investors.

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