Sr. Analyst/Associate Capital Markets

Overview

GreenSky, LLC, headquartered in Atlanta, is a leading technology company Powering Commerce at the Point of Sale® for a growing ecosystem of merchants, consumers, and banks. GreenSky’s highly scalable, proprietary and patented technology platform enables merchants to offer frictionless promotional payment options to consumers, driving increased sales volume and accelerated cash flow. The GreenSky® Program is operated on behalf of, and financing is offered and made by, federally insured, federal or state chartered financial institutions, which leverage GreenSky’s technology to offer loans to primarily super-prime and prime consumers nationwide. Since GreenSky's inception, nearly 6 million consumers have financed more than $50 billion of commerce using GreenSky’s real time “apply and buy” technology. 

 

Location: Atlanta, GA

 

We are unable to sponsor or take over sponsorship of an employment Visa at this time. Applicants must be authorized to work for ANY employer in the U.S.

 

Overview: The GreenSky Strategic Relations Team encompasses the firm’s Bank Partner and Capital Markets efforts.  The Capital Markets team implements the Company’s asset liquidity strategy, working closely with internal and external partners to coordinate asset funding through credit facilities and distribution through the asset-backed securitization (ABS) market, forward flow sales and other channels.

The role’s responsibilities include: (a) coordinating the forecasting of loan portfolio funding, balances and performance for internal stakeholders, bank partners in the GreenSky Program and institutional investors, among others; (b) developing and implementing strategies to maintain compliance within various funding commitments; (c) building tools to create portfolios for potential capital markets transactions; (d) supporting GreenSky-sponsored capital markets transactions, including ABS; and (e) maintaining a consolidated asset funding forecast. 

This position is instrumental in the development, integration and automation of our consumer loan Data and Analytics platform.  This platform supports loan portfolio valuation via collateral analyses and historical credit performance.  Therefore, preferred candidates will have significant hands-on experience in loan data, analytics and reporting, preferably in a capital markets environment (e.g., ABS or mortgage-backed securitization) or in a treasury management function for a consumer loan originator or servicer.

Organizational: This position is a member of the Capital Markets team, reporting to the VP of Capital Markets.

Duties & Responsibilities

• Supporting the negotiation and execution of ABS and other sales among GreenSky stakeholders, banks, institutional investors, rating agencies and other transaction parties. 
• Improve existing processes (or develop new approaches) for data integrity assessments and performance monitoring of capital markets transactions.
• Maintain and create insightful Tableau dashboards tracking KPI’s for funding and sale metrics.
• Incorporate loan origination forecasts, funding partner commitments and capital markets opportunities into the Company’s asset liquidity strategies across multiple business lines.
• Assist GreenSky’s Finance Department with requests relating to historical and prospective capital markets efforts, portfolio composition and other relevant data characteristics (e.g., fair value pricing with updated loss and prepayment assumptions).

• Collaborate with GreenSky’s Business Intelligence (BI) and Product Management teams to identify and implement improved code automation and optimization processes.
• Provide current and legacy bank partner analytical support.

• Support on-the-run and forecasted warehouse facility activity such as borrowings, paydowns, performance trigger assessments and asset concentration parameters, among others.
• Support portfolio cash flow modeling and related forecasting activities.
• Communicate effectively with GreenSky executives and senior management, including colleagues in Credit Risk, Finance, Accounting, Controllers, Enterprise Risk Management, Legal & Compliance, Treasury and Product Management, among others.
• Create executive-level and detailed reporting metrics on a recurring and ad hoc basis.

Required Skills/Qualifications

• Bachelor's degree with five (5) or more years of structured finance, ABS, consumer lending, portfolio analytics and related financial analysis and data management experience.
• Demonstrated capabilities in programming languages and managing large data sets via Snowflake/SQL, VBA, Python, Excel, Tableau et al.
• Strong analytical, problem-solving and decision-making skills.