Lead Risk Analytics Consultant / Credit Risk

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Wells Fargo is seeking a Lead Risk Analytics Consultant to join the Consumer Data Management team within the Credit Risk Intelligence & Transformation (CRIT) group - a unit within Corporate Credit Risk.

Credit Risk Intelligence & Transformation is responsible for aggregating credit risk exposure across the company to aid in many use cases including – Regulatory Reporting, Management Reporting, and analytics. 

Credit Risk establishes and maintains Wells Fargo's risk management program and provides oversight, including challenges to and independent assessment of, the frontline's execution of its risk management responsibilities. We manage risk according to the Risk Management Framework and ensure all employees understand their individual accountability for managing risk.

Corporate Risk roles depend on a variety of skills, including: Data analysis and synthesis, root cause analysis, change management, process management & execution, risk governance, risk strategy, risk identification & assessment, risk prevention, controls & mitigation, risk monitoring, reporting & escalation, risk systems & technology.

The mission of Credit Risk Information and Technology (CRIT) is to provide and maintain an enterprise-wide integrated view of credit data to support our independent risk management function. We proactively review and question data outputs, and provide credible challenge about affiliated processes, procedures, and controls. In addition, we provide vital subject matter expertise about Wells Fargo credit data—including objective analysis of risk attributes, trends, and reporting—for management, regulators, and the Board.

This position will be responsible for external reporting requirements and ensuring fully documented work products and processes. Your leadership skills are essential to managing deadlines, compliance with regulatory requirements, and continued enhancement of credit risk reporting.  Strong partnership skills are needed to foster and facilitate relationships with colleagues across multiple locations to provide an integrated and comprehensive picture of the bank’s credit risk.

In this role, you will:

• Lead complex initiatives related to business analysis and data profiling, including those that are cross functional, with broad impact, and act as key participant in data aggregation, monitoring, and reporting of stress testing and portfolio analysis for Risk Analytics.

• Make decisions in complex product strategies and risk exposure, requiring solid understanding of business unit projects and regulatory responses, policies, procedures, and compliance requirements that influence and lead Analytic and Reporting to meet deliverables and drive new initiatives.

• Collaborate and consult with peers, less experienced to more experienced managers, to resolve production, project, and regulatory issues, and achieve risk analysts, and common goals.

• Lead projects, teams, and mentor.

• Leverage analytical tools (TM1, SQL, Teradata, SAS etc…) to profile and analyze data.

• Problem solve using data and business knowledge.

• Analyze the impact of changes to the underlying data or business strategy.

• Document and work on enhancement of business processes and controls that are impactful to managing the accuracy of our data.

• Review work of others and provide value-added feedback.

Required Qualifications:

• 5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Desired Qualifications:

• Strong technical/data skills, including strong SAS skills and familiarity working with large relational databases.

• Experience with consumer lending and data environments.

• Strong analytical and problem-solving skills with high attention to detail and with sound business judgment; ability to interpret analytical problems and create efficient data driven solutions.

• Result orientated to deliver, self-motivated to learn and to influence. Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment.

• Excellent verbal, written, and interpersonal communication skills.

• Intermediate Microsoft Of