Entity:

Finance

Job Family Group:

Finance Group

Job Description:

Our purpose is to deliver energy to the world, today and tomorrow. For over 100 years, bp has focused on discovering, developing, and producing oil and gas in the nations where we operate. We are one of the few companies globally that can provide governments and customers with an integrated energy offering. Delivering our strategy sustainably is fundamental to achieving our ambition to be a net zero company by 2050 or sooner.

It's an exciting time to join bp. Meeting the energy challenge requires many different approaches and solutions. And as part of Finance Business & Technology (FBT), you’ll be fully connected into the world of bp. You’ll play an increasingly important part within a network of like-minded colleagues partnering on strategic projects that stretch across the globe. And it starts with you. There’s a world of opportunities to build new skills, challenge yourself and grow a long-term career at bp. And no matter where you work, your role will have meaning, purpose and impact. So if you want to be part of a caring, supportive environment where you can realize your full potential, we’re with you.

About the role

Customer teams are taking care of sales support processes, account management, order taking, invoicing, cash collection, the credit assessment, pricing, service request management, and supply chain management activities.

In this role You will

Operations

Perform regular and event driven credit assessments of the customers based on the Credit Policy and Delegation of Authority by:

• analyze as the part of the credit assessment the
• financial information data of the customer (balance sheet, profit and loss, agency reports etc.)
• soft facts of the customer
• make the right and timely conclusion and decision (risk rating, credit limit)
• define the overall need and type of securities for individual customers.
• manage right handling for these securities.
• coordinate with sales, customer and / or banks details on securities requested.
• prepare high quality assessments above the own Delegation of Authority for further approval.
• take decision to block / unblock customers from delivery.
• continuous monitoring customers' portfolio regarding alerts
• be able to identify key, strategic or high-risk business customers and issues and take actions together with the relevant partners.

Exposure Management and Monitoring by

• monitoring of exposure regarding credit limit and overdue
• communicate and supervise results to sales and provide support to find positive solution for BP
• investigate and analyze portfolio trends, assess root causes, and make suggestions on risk mitigations and improvements.
• provide and receive information on shared customers by coordinating regular meetings and audios.

Understand the business and drive execution by

• support sales to find ways of working even with problematic customers.
• keep close contact to sales by attending and/or organizing regular meetings on credit matters.
• be a business partner to balance the risk and enable the business.

Credit Insurance perform related processes for the relevant customers.

• Define the overall need of credit insurance.
• align with the regional Credit Manager

Partner management with all relevant people inside or outside of Credit cross FBT and cross business in Europe

Compliance with all relevant Credit Management related and QMS/EMS policies

What You will need to be successful

• University Degree or equivalent experience in Economics or Finance field is preferred.
• Broad credit analysis knowledge
• Credit management background gained in banking, financial services, or a blue-chip credit environment
• Fluent English and German language knowledge
• Cash Collection, Credit Management, or similar finance experience in an international environment
• SAP and SalesForce knowledge is an advantage
• Ability to deal with sophisticated situations while maintaining the right balance of customer and business focus.
• Ability to produce high-quality assessments within tight deadlines.
• Phenomenal communication and interpersonal skills
• Able to deal with sophisticated situations while maintaining the right balanc