Senior Payments Analyst

About Inhabit

Inhabit operates a unique collective of tech-forward companies serving the residential and short-term rental industries. Our team members deliver best-in-class software solutions and services while fostering innovation and collaboration with business leaders and industry experts. Inhabit believes that property managers are central to the success of the residential and short-term rental markets and delivers products built to empower them, their investors, and communities. Come help build the company you want to Inhabit. To learn more, visit inhabit.com. 

About LenderPay

LenderPay is the trusted financial technology partner for hundreds of banks and credit unions nationwide handling billions in annual dollar volume. Our secure payment processing platform enables financial institutions to offer modern digital payment experiences while maintaining compliance with industry regulations.

Job Description

This pivotal role sits at the intersection of fintech innovation and enterprise banking infrastructure, directly impacting our clients' ability to serve their customers. As the Senior Payments Analyst, you'll be the ultimate technical authority when standard solutions fall short, leading the implementation and support of critical integrations with financial institution core systems. You'll ensure our platform maintains near 100% uptime standard while navigating the complex regulatory landscape of financial transactions.

Beyond technical troubleshooting, you'll cultivate and strengthen relationships with our most valuable enterprise clients, becoming their trusted technical partner. This position requires a rare combination of deep technical expertise, financial domain knowledge, and exceptional communication skills.

What You’ll Do (Functions & Responsibilities)             

• Lead the troubleshooting and resolution of complex integration issues involving APIs, XML, NACHA files, and data synchronization across disparate systems when standard approaches have failed.
• Serve as final escalation point for unresolved technical issues passed from Tier I and Tier II support, often under time-critical conditions with significant business impact.
• Design, implement, and configure robust integrations with financial institution core systems that handle millions of transactions monthly without error.
• Act as technical liaison for strategic financial institution partnerships, providing consultative expertise on API capabilities, integration architecture, and implementation approaches that maintain compliance while meeting business objectives.
• Provide white-glove onboarding support for new enterprise partners, ensuring seamless technical integration that establishes a foundation for long-term partnership success.
• Architect and manage secure peer-to-peer VPN tunnels and network routing rules that satisfy the stringent security requirements of financial institutions while enabling reliable connectivity.
• Oversee critical inbound and outbound SFTP-based file transfers that facilitate daily ACH processing and settlement functions.
• Lead cross-functional investigations to identify, troubleshoot, and resolve complex payment reconciliation discrepancies and data mismatches that could impact settlement accuracy.
• Collaborate with external payment processors including TSYS, Global Payments, and First Data to address integration challenges, settlement issues, and processing anomalies.
• Architect and implement client-specific fee structures in coordination with payment processor platforms, ensuring accurate revenue attribution and compliance with agreements.
• Maintain unwavering compliance with SOC 2, PCI-DSS, and NACHA standards for payment processing and data exc