Risk Management - Business Banking Deposit Product Risk Manager - Vice President

Job Description

Bring your expertise to JPMorgan Chase.  As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Deposit Product Risk Manager Vice President in the Consumer & Business Banking (CBB) Risk Management group, you will be instrumental in guiding our product and capabilities teams with a strong risk management perspective. Your role involves identifying, assessing, and mitigating risks associated with new initiatives, and you will be responsible for escalating critical issues to the Chief Risk Officer and the Risk Committee when necessary. This position offers an exciting opportunity to contribute to high-impact deposit product projects that are central to the firm's strategy. You will thrive in this role if you excel in critical thinking and problem-solving, are self-motivated and confident, possess a deep understanding of key regulatory considerations, and are eager to work in a dynamic and fast-paced environment.

 

Job Responsibilities:

• Develop a comprehensive understanding of Business Banking deposit products and services.
• Serve as a trusted advisor to product development teams, understanding both long-term plans and short-term activities while maintaining independence.
• Identify strategic, operational, and reputational risks within products and services.
• Evaluate new concepts or modifications to existing services to ensure all risks are identified and appropriate controls are in place.
• Maintain a working knowledge of applicable bank policies and external regulations to escalate issues appropriately to Compliance and Legal partners.
• Represent the interests of internal stakeholders in risk management reliably.
• Collaborate with business units to solve complex problems.
• Stay informed about changes in the marketplace, including technology, products, and threats.
• Communicate complex concepts and issues in a business-friendly manner to senior/executive management.

 

Required qualifications, capabilities, and skills:

• Bachelor’s Degree
• 5+ years in a Risk or oversight function  (Audit, Controls, Operational Risk Management, Information Risk Management, Compliance) for deposit products, digital/mobile banking, payments, and/or other emerging banking technologies.
• Proficiency in data analysis, including the ability to interpret complex datasets, identify trends, and provide actionable insights to support strategic decision-making.
• Strong critical thinking skills.
• Ability to defend positions with quantitative analysis developed with an analytical team.
• Proficiency in working with both business and technically oriented individuals.
• Excellent written and verbal communication skills.
• Strong emotional intelligence and ability to influence.
• Ability to work independently while managing multiple deadlines and priorities.
• Team-oriented mindset

 

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. 

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.  We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided duri