Senior Compliance & AML Analyst

WHO WE ARE

Apex Fintech Solutions (AFS) powers innovation and the future of digital wealth management by processing millions of transactions daily, to simplify, automate, and facilitate access to financial markets for all. Our robust suite of fintech solutions enables us to support clients such as Stash, Betterment, SoFi, and Webull, and more than 20 million of our clients' customers. 

Collectively, AFS creates an environment in which companies with the biggest ideas in fintech are empowered to change the world. As a global organization, we have offices in Austin, Dallas, Chicago, New York, Portland, Belfast, and Manila.

If you are seeking a fast-paced and entrepreneurial environment where you'll have the opportunity to make an immediate impact, and you have the guts to change everything, this is the place for you. 

AFS has received a number of prestigious industry awards, including:

• 2021, 2020, 2019, and 2018 Best Wealth Management Company - presented by Fintech Breakthrough Awards

• 2021 Most Innovative Companies - presented by Fast Company

• 2021 Best API & Best Trading Technology - presented by Global Fintech Awards

ABOUT THIS ROLE

The Senior Compliance and AML Analyst will play a critical role at Apex Fintech Solutions by ensuring regulatory compliance and promoting a strong culture of adherence to ethical and legal standards. This position will focus on the development, implementation, and maintenance of a robust detection and prevention program to mitigate financial crime risks, including investigating suspicious transaction alerts and responding to internal and external inquiries. Additionally, the role involves overseeing customer complaints, marketing and advertising reviews, regulatory inquiries, and exam management while providing expert advice and guidance to the business on navigating compliance obligations. By collaborating with the Compliance team and other stakeholders, the successful candidate will contribute to reducing risk exposure, safeguarding the organization’s financial security, and fostering a reputation for excellence in compliance and ethical business conduct. This team-oriented role is essential for supporting the company’s goals and maintaining its commitment to regulatory excellence. 

Duties/Responsibilities

• Review account information for suspicious activity and transactional alerts for potential money laundering violations using various tools and resources
• Conduct investigations into customers potentially violating federal laws or securities regulations, assist with Suspicious Activity Reporting (SAR) processes, and analyze bi-weekly FINCEN notifications and OFAC screens
• Seek out data and information to identify risks, reducing the number of bad actors attempting to access the financial system via Apex
• Review OFAC press releases and provide guidance on how newly issued sanctions apply to Apex's business
• Maintain thorough documentation of reviews and findings, continually monitoring activity to ensure the prevention of manipulative or unlawful behavior
• Investigate and manage the resolution of customer complaints, ensuring compliance with all relevant regulations, and identify areas for improvement in processes
• Review marketing and advertising materials to ensure alignment with applicable legal, regulatory, and industry standards
• Oversee and respond to regulatory inquiries, coordinating with internal and external stakeholders to provide accurate and timely submissions
• Manage regulatory examinations by preparing documentation, assisting with interviews, and aligning internal processes with examination findings

Education and/or Experience

• Bachelor’s degree (or equivalent work experience) required
• 5+ years of compliance and/or AML experience, preferably in a corporate or financial industry environment
• FINRA Series 7 and Series 24 required   

Required Skills/Abilities

• Strong verbal and written communication skills
• Highly motivated with the capability to work independently on a wide range of matters
• Exceptional organizational and time management skills, with the ability to prioritize and multitask effectively under pressur