Commercial Portfolio Analyst II (HYBRID)

The Commercial Portfolio Analyst II manages an existing commercial loan portfolio by effectively liaising with internal and external business partners.

• Analyze existing complex business and commercial loans and evaluate ongoing performance levels, and ensure compliance to specific performance requirements due to repair, replacement reserve, violations, etc.
• Complete financial and repayment analysis with a focus on cash flow, liquidity, and leverage analysis  
• Partner with borrowers, lenders, legal counsel, commercial loan officers, and servicing regarding commercial real estate finance and loan administration 
• Request, collect, and review quarterly and annual review documentation 
• Create and present relevant loan portfolio reports as required, and provide insights and strategic business recommendations 
• Maintain compliance monitoring database that tracks credit approval requirements and receipt of member's financial reporting requirements 
• Research as required to maintain and up-to-date knowledge of products, rates and compliance with regulatory requirements 
• Manage and process requests relating to various areas of Commercial Lending Servicing 
• Participate in training and orientation of Analysts

• Minimum Education:  Bachelor’s degree in Finance or other related fields of study is preferred
• Minimum 3 years’ experience in an analyst role supporting commercial and/or business lending portfolio analysis; experience evaluating and analyzing complex tax returns 
• Strong knowledge of accounting principles and financial analysis methodologies
• Demonstrated ability to present complex commercial lending and credit risk related information 
• Strong analytical and problem solving skills; ability to resolve complex issues with minimal direction 
• Ability to work autonomously to manage time effectively and prioritize work appropriately to meet deadlines
• Strong business communication skills; able to write/speak clearly and professionally for a variety of stakeholders
• Demonstrated ability to establish credibility and rapport with internal and external stakeholders
• Proven ability to maintain confidentiality and professionally handle sensitive documents 
• Intermediate knowledge of Microsoft Office Suite

• Traditional medical, dental, and vision coverage
• 401K matching up to 5% per pay period
• Paid Time Off: You’ll accrue up to 15 vacation days in your first year. In addition, you’ll receive 40 hours of sick time and 3 personal days, which refresh annually
• 11 paid federal holidays
• Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)