Product Principal (Payments)

Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep®, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.

Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience.

Position Summary:

The Product Principal will lead the strategic vision, execution, and lifecycle of Stellantis Financial Services’ fintech product portfolio, with a focus on captive auto finance. This senior role requires deep expertise in financial technology, auto lending, and scaled Agile practices. You will oversee multiple product teams, drive enterprise product strategy, and deliver scalable, customer-centric solutions that align with corporate goals.

Serving as the key technology liaison to business units, you will guide strategic initiatives, resolve escalations, and ensure alignment with executive leadership. As a thought leader and mentor to senior product staff, you will champion innovation, foster cross-functional collaboration, and deliver impactful solutions that advance the company’s competitive position.

Essential Duties and Responsibilities:

• Define and execute strategic product roadmaps aligned with Stellantis Financial Services’ mission, market trends, and regulatory frameworks.
• Drive enterprise innovation through advanced market analysis, competitor benchmarking, and emerging technologies (AI, blockchain, open banking).
• Oversee end-to-end fintech product lifecycles, including loan origination, digital payments, and dealer financing ecosystems.
• Translate business objectives and customer needs into actionable product strategies that balance innovation, scalability, and ROI.
• Lead cross-functional collaboration across engineering, design, compliance, marketing, and executive leadership to deliver seamless, compliant solutions.
• Serve as a strategic advisor to C-suite leaders, dealership networks, and financial partners, championing product adoption and alignment.
• Partner with Procurement and IT to assess vendor capabilities, negotiate contracts, and ensure technical feasibility of large-scale initiatives.
• Mentor Senior Product Managers and Owners, cultivating leadership, accountability, and continuous product improvement.
• Leverage analytics and testing (e.g., KPIs, A/B testing, MVPs) to optimize product performance and enhance customer experience.
• Ensure regulatory compliance, mitigate cybersecurity and scaling risks, and facilitate strategic portfolio reviews and retrospectives.

Qualifications and Competencies Required To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.