Senior Manager, Fraud Business Strategy- Lending

Work Location:

United States of America

Hours:

40

Pay Details:

$110,760 - $178,880 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Sales & Customer Distribution Support

Job Description:

The Senior Manager, Fraud Business Strategy will manage a large team that oversees one or more fraud supported business lines while generating multifaceted insights, understanding and strategic direction. The manager is accountable for development and delivery/execution of that strategy. This could include the implementation of policies/processes, the delivery of projects in partnership with supported business lines, and the creation of forecasts/reporting.  Primarily interfacing with executive and/or functional stakeholders and business leadership

You must be work authorized in the United States without the need for employer sponsorship

Depth & Scope:

• Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
• Sets operational team direction to ensure alignment on goals
• Accountable for developing, understanding, and implementing Fraud Management strategic goals within given area of oversight
• Reviews fraud attacks/ emerging threats to understand & address coverage gaps within strategies, policies, procedures, and prioritizations to deliver on fraud loss plans and optimize return on investment
• Leads and provides insight into quarterly & annual fraud loss, and operational capacity forecasting exercises
• Socializes procedure/ project changes and is accountable to adhere to Change Management protocols
• Identifies & addresses key reporting needs required to manage fraud losses, providing design input to enterprise reporting needs
• Where applicable, this role is responsible for monitoring/ reporting
• Coordinates with internal partners to refresh reports when data or requirements change
• Drives project development, intent & ongoing partner projects inclusive of varying project disciplines; provide risk identification and support the development of business cases including expense, fraud loss benefits, and cost/loss estimates
• Reviews and provides approvals for business level requirements/change by leveraging fraud expertise to ensure they meet strategic goals
• Ensures Fraud policy/ process alignment & implementation for both fraud and supported business lines
• Provides senior and executive leadership with insights into loss/operational performance updates
• Reviews and evaluates potential technology investments for both fraud management and fraud supported business lines to meet current fraud/ business strategic goals
• Provides TD perspective at various industry forums
• May own vendor management relationships on behalf of the Fraud business and is responsible for managing the success of those relationships
• When working on formal projects, expectation is that their responsibilities will be to the highest tier and risk classified projects
• Strategic partner to leadership team on the management of the portfolio and financials, with deep industry, external / internal, enterprise knowledge, recognizing and anticipating emerging trends and; identifying operational efficiencies and opportunities with other business management / enterprise areas
• Develops annual roadmaps and/ or long-term plans for own area and influences plans both within Fraud Management and in Partner business lines
• Responsible for management of the overall team providing both leadership and guidance, Set's targets and objectives for the team and delivers results<