Chase Home Lending Staff Appraiser

The Chase Staff Appraiser is responsible for performing appraisals and reviews of residential property types for the Chase Home Lending business. Geographic competency within key market area is required to perform appraisal assignments in a professional manner in compliance with USPAP, federal, state, and Chase requirements. This high caliber appraiser will be trained specifically on Chase valuation requirements and quality standards. The successful candidate will function as an individual contributor and demonstrate strong knowledge of appraisal practices and methodology.

Principal Duties and Responsibilities

• State Certified Residential Appraiser will perform residential appraisals for single-family properties, to include condominiums, cooperatives, and multi-family units (1-4 units).
  • Competently perform appraisals and conduct level of inspection as required by the specific assignment for local and remote geographic regions.
  • Develops supported value opinions on all appraisal assignments.
  • Analyzes and evaluates market trends and provides meaningful conclusions.
  • Solves complex appraisal problems using recognized appraisal methodology.
• May perform collateral review on 1-4 unit property appraisal reports completed by third party originators.
  • Analyze appraisal documents to ensure quality, reasonableness, accuracy and completion in accordance with Uniform Standards of Professional Appraisal Practice (USPAP), Regulatory and Chase guidelines. 
  • Resolves deficiencies or discrepancies within valuation products while maintaining appraisal independence.
  • Understands and leverage data from collateral risk tools, in performance of the appraisal underwrite.
  • Effectively communicates appraisal underwriting decision with internal partners as appropriate.
• Appraiser must hold an active state certified appraisal license in good standing and maintain certification requirements.
• Understands and adheres to Uniform Standards of Professional Appraisal Practice (USPAP), JP Morgan Chase appraisal standards and regulatory guidelines.
• Conducts oneself in a professional manner and maintains a professional demeanor and appearance to meets JPMC Code of Conduct expectations. Collaborates effectively with internal customers to ensure seamless customer service. Submits proactive status updates at the order level and responds to all calls/emails/texts in a prompt and professional manner.
• Represent Chase with the highest level of ethics, integrity, and maintain strict confidentiality and discretion.
• Maintain reliable means of transportation.
• Maintains knowledge of technology to enhance efficiency both in the field and in the work environment.
• Meet all departmental goals for productivity, quality, and turnaround time.

Knowledge and Experience

• Required: Licensed or Certified Residential Appraiser 
• Required: 3+ years of appraisal experience as a licensed/certified appraiser
• Required: Excellent analytical and decision making skills
• Required: Ability to act independently and consistently make appropriate decisions with minimal guidance and oversight
• Required: Strong understanding of appraisal practices and methodology including the 3 Chase 
• Required: Knowledge of construction standards and building cost estimating tools
• Required: Ability to complete real estate appraisals that are compliant with Federal and State laws, as well as being done in accordance with Uniform Standards of Professional Appraisal Practice (USPAP) 
• Required: Experience appraising new construction, complex, unique, multi-family
• Required: Competency in Microsoft Office products and appraisal software
• Required: Excellent time management skills in order to multi-task and meet production expectations and deadlines
• Required: Valid Driver’s License
• Preferred: Associate’s Degree
• Preferred: FHA Approved Appraiser, USDA or VA experience 

Unique Requirements

• Requires background check, review of Chase Ineligible List, review of any prior disciplinary actions, verification of active license within state, no current or pending litigation or investigations. 
• Demonstrate geographic competency
• Primary county coverage San Francisco, San Mateo, Marin and Sonoma counties

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive tot