AIG Life UK - Senior Group Medical Underwriter (Hybrid)

Who we are

American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security.

Get to know the business

Come and join an ambitious and growing company that helps people plan for the future.  We’re an innovative business who want to stand out from the crowd. AIG Life UK are experts in protection. We look after over 1.2 million people, and we specialise in life insurance, income protection, critical illness cover and more. For us, protection products are about more than financial security. We help our customers and their families to live their healthiest lives, supporting them when they need us most.

This is reflected in our culture - we believe that the best things we do in life, we do for others.  As we grow, we take tremendous pride in seeing our employees grow with us, and are committed to attracting, nurturing and developing the best talent.

Job Purpose:
 

Delivery of underwriting services to our clients. Assessing medical risks above the Automatic acceptance limits for all products or requiring assessment

Key Responsibilities:

• Preparation of all cases requiring medical assessment by preparing a synopsis of the medical information provided and recommending a decision for each case

• Facilitate medical evidence gathering

• Providing case updates for medically underwritten applications

• Maintenance of department statistics

• Develop business reports for accurate business management

General Duties and Tasks:

Assessing life, critical illness, and income protection applications on a daily basis and recommending a decision within agreed service standards

• Assessing underwriting evidence from customers, doctors and third parties to facilitate underwriting decision making

• Working with customers and distributors to establish and maintain efficient operations of all relevant underwriting and administration arrangements

• Liaison with Reinsurer on underwriting assessments

• Liaison with Underwriting Service providers as required

• Preparing client member assessment reports

• Contributing ideas and support to the positive development of the underwriting practices in Group Risk Services

• Electronic underwriting Rule development, maintenance and testing in accordance with agreed standards

• Being involved in project work on an ad hoc basis.

• System testing based on system specifications and test scripts written

• Underwriting report preparation

Plus any additional duties and responsibilities that may reasonably be expected to be undertaken in accordance with the role

Key Skills and Experience

Essential

• Knowledge of Group Life, Critical Illness and Income protection products

• Medical Underwriting experience

• Computer literate and familiar with packages such as Excel, Word and Power point.

• Excellent communication skills. 

• Strong organisational skills

Desirable

• Experience in electronic underwriting rule development

• Previous system testing experience

Qualifications and Educational Requirements:

• GR1 and Underwriting certificate or diploma desirable but not essential

Personal Attributes:

• Self starting and works effectively as part of a team

• Strong administration skills

• High degree of organisation and flexibility

• Numerical aptitude and attention to detail

• Setting priorities, agreeing and meeting deadlines and managing clients’ expectations

• Takes personal responsibility for results

Benefits:

We also believe in fostering our employees’ development and offer a range of learning opportunities for employees to hone their professional skills to position themselves for the next steps of their careers. AIG also has a devoted learner program for eligible employees to enhance their education, skills, and knowledge in areas that relate to their current position or future positions to which they may transfer or progress.

Flexibility is a highly valued part of our culture.  Be that the ability to work part time, shifts, term-time only