Credit Products Commercial Portfolio Management Leader

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description:

At Regions, the Credit Products Commercial Portfolio Management Leader leads a team of Credit Products Commercial Portfolio Managers and Analysts. This role manages the portfolio management pipeline for new and renewing credit, overseeing workflow management, issue resolution, and proactive communication with key stakeholders.

Primary Responsibilities

• Ensures new loans and renewals are underwritten to prudent risk standards and are in compliance with the commercial loan policy and the credit risk management policy

• Supports, communicates and leads new risk management initiatives in partnership with Credit Products Risk Compliance

• Serves as a coaching resource around client selectivity, loan structuring, underwriting, servicing and risk rating

• Maintains limited client portfolio direct management

• Hires/develops/coaches/manages Credit Products personnel

• Ensures Regions is building the best team and a bench to replace talent at all levels as needed

• Creates and maintains strong working relationships with key stakeholders including Credit Products Managers, Credit Products Associates, Credit Officers, Coverage Bankers, Business Unit Leadership, Geography Leadership and Human Resources

• Maintains a strong culture of risk rating accuracy and timeliness and leads the ongoing evaluation and dynamic management of risk ratings

• Ensures credit monitoring and servicing is timely and accurate

• Partners with Credit Officers to serve as Area or Group point of contact for Credit Review, Problem Asset Management, and internal and external auditors in partnership with the Credit Products Risk Compliance Group

• Assumes overall responsibility for all underwriting and portfolio management functions within the team

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelor's degree in a related field

• Ten (10) years of commercial/corporate banking experience

Required Certifications/Licensures

• Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)

Preferences

• Significant accounting, finance and capital markets knowledge and commercial banking experience

• Two (2) years of coaching, leadership, and/or management experience

Skills and Competencies

• Ability to build a cohesive team that incorporates core values and creates a motivational environment that achieves business and credit risk goals

• Ability to lead and coach

• Demonstrated self-starter with a strong work ethic

• Excellent interpersonal, problem solving, multi-tasking, and time management skills

• Excellent verbal and written communication skills

• Strong working knowledge of the group’s emerging and key risks

Position Type

Co