Lead Financial Analyst

Job Description:

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It’s a big ask, but it’s one that we have the power to deliver when we work together. We collaborate and innovate – pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it’s the right thing to do. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own.

We’re actively seeking a Lead Financial Analyst to join our Pacific Life Investment (PLI)Finance team in Newport Beach, CA.

How you’ll help move us forward:

Key Responsibilities:

• Continuously enhance planning and forecasting processes, tools, and methodologies to drive greater transparency, efficiency, and accuracy.

• Produce timely, high-quality financial forecasts, projections, and performance analyses of financial and operational results that clearly articulate the narrative behind the numbers.

• Prepare financial analyses for determining past financial performance and/or projection of future financial results.

• Support new and evolving workstreams, adapting responsibilities as priorities and business needs shift.

• Document and maintain clear, detailed departmental procedures to support consistency, compliance, and knowledge sharing.

Planning:

• Drive and support the annual plan process for the Corporate Surplus and Capital Markets divisions.

• Accumulate, review, and challenge assumptions and business segment inputs to be utilized in planning and forecasting processes.

• Develop the plan for impairments and Underwritten Equity, ensuring alignment with other divisions (CMD, ID, and PLRe) for inclusion in their plans.

• Review and oversee investment-related data for reasonability, coordinating with Investment Strategy and front office.

• Develop “what if” scenarios to help identify trends and support informed decision-making by key stakeholders.

Quarterly and Ad-Hoc Forecasting:

• Prepare and analyze quarterly financial forecasts and monthly forecasted cashflow projections, ensuring they reflect the latest business conditions and strategic priorities.

• Respond to ad-hoc forecasting requests from senior management and other stakeholders.

• Build/refine and present financial models and analyses to address specific business questions.

• Communicate forecast results and insights to stakeholders in a clear and concise manner.

Performance/Management Reporting:

• Partner with key stakeholders to analyze quarterly results and develop analytics and management reporting that clearly explain business results and inform strategic decision-making.

• Prepare variance and attribution analysis for internal stakeholders, highlighting key trends and performance drivers.

• Contribute to the preparation of quarterly board reporting and quarterly business reviews.

• Support effort to develop comprehensive spread analysis framework, including production of quarterly reports for review with divisions.

The experience you bring:

• Bachelor's degree in finance, accounting, business administration, or a related field.

• 10+ years of experience of progressive experience in professional accounting, FP&A, finance, or actuarial roles, preferably within the Insurance industry.

• Fundamental understanding of financial statements, financial planning, and analysis concepts.

• Strong analytical, technical, and problem-solving abilities, including financial modeling, forecasting, budgeting, and data interpretation.

• Ability to meet and manage multiple responsibilities under tight time frames independently.

• Excellent verbal and written communication skills for effective interactions, with experience working cross-functionally with different departments.

• Strong project management skills to plan, lead, and coordinate initiatives across the divisions.

• Continuous improvement mindset, collaborative and inclusive.

• Proficiency in Excel and PowerPoint.

What makes you stand out:

• Advanced Excel skills and proficiency in financial systems and tools, including Copilot, Oracle ERP, Oracle EPM, Tableau, Business Objects, Workiva (WDesk).

• Strong background in financial planning and analysis (FP&A) or corporate finance, particu