Consumer Loan Processor (CLD)

Classification:    
Non-Exempt/Hourly           

Job Type:            
Full-Time

Location:             
Non-remote; onsite position
Collinsville Loan Processing
717 Vandalia St.
Collinsville, IL 62234

Reports To:         
CLD Supervisor

ABOUT US:

FCB Banks has been family owned and managed for more than three generations.  Our original banks opened in New Baden and Albers in 1901 and customers quickly associated FCB with quality service, competitive rates, and personal customer care.  These qualities became the pillars of our business when First Collinsville Bank opened in 1990 and we began expanding throughout the area.  We streamlined and simplified banking operations and officially changed our name to FCB Banks in 2017.  Today we have seventeen locations in sixteen wonderful towns serving customers in Illinois and Missouri.  We pride ourselves on being locally owned and operated as well as a valued part of the community.  Since 1901 our goal at FCB Banks has always been to provide exceptional service to our valued customers. 

JOB SUMMARY:

Processes new and renewed consumer installment loans and home equity loans.

ESSENTIAL JOB DUTIES:

• Produces accurate loan documents through an automated documentation system.
• Ensures collateral is collected and lien perfection is complete.
• Reviews documents for quality and regulatory requirements.
• Reviews files to certify that all loan policy and procedures are being met.
• Sets up and organizes loan documents in a standardized file format.
• Ensures that loan documents are produced in a timely manner.
• Completes pre-booking on computer system.
• Performs departmental duties as required to maintain adequate workflow.
• Performs other tasks, functions or duties as assigned.

TECHNICAL SKILLS NEEDED:

• Communication skills: oral, written and listening
• Organized and possess the ability to manage time and meet deadlines
• Methodical, accurate and detail-oriented
• Teamwork – contributes to building a positive team spirit
• Working understanding of the banking industry, regulations, policies and best practices
• Working knowledge of bank products and services, consumer installment loan documentation, home equity loan documentation and regulatory requirements
• Quick learner, adaptable and effective at managing and prioritizing multiple tasks
• Ability to work under pressure

QUALIFICATIONS:

• High School diploma, GED or equivalent
• Associate’s or Bachelor’s Degree in relevant field (preferred)
• 1 – 3 years banking experience (preferred)
• 1 – 3 years loan processing e