Chief Risk Officer

Inside the Role

We are seeking a dynamic and strategic executive to lead our Credit and Risk functions across North America. The Chief Risk Officer will be responsible for overseeing the full credit lifecycle, including underwriting, portfolio management, and collections/work out, for our small business, fleet, and dealer financing segments. This role is critical in ensuring the financial health and risk management, of our business.

Posting Information

We provide a scheduled posting end date to assist our candidates with their application planning. While this date reflects our latest plans, it is subject to change, and postings may be extended or removed earlier than expected.

We Take Care of Our Team

Pay offered dependent on knowledge, skills, and experience 

Benefits include annual variable pay bonus program; company paid company vehicle with insurance and fuel card; 401k company contribution with company match up to 6% as well as non-elective company contribution of 3 - 7% depending on age; non-qualified deferred compensation plan with company contribution of 7% of variable pay;  starting at 4 weeks paid vacation; 13+ holidays per calendar year; Paid parental leave; employee assistance program; comprehensive health care plans and wellness programs; onsite fitness (at some locations); tuition assistance program; volunteer paid time off; short-term and long-term disability plans. 

What You Drive at DTFS

• Lead and manage credit teams across North America, including underwriting, credit policy, and risk assessment for all customer segments.
• Oversee credit processes and systems to ensure efficiency, compliance, and scalability.
• Develop and implement credit strategies aligned with corporate goals and market dynamics.
• Monitor and manage the performance of the credit portfolio, ensuring appropriate risk mitigation and regulatory compliance.
• Represent DTFS in internal and external forums, including regulatory bodies, industry associations, and strategic partners.
• Lead, mentor, and develop a high-performing team across multiple locations and functions.
• CRO is member of the DTFS Nort America Executive Committee and reports directly into the Global DTFS Chief Risk Officer
• CRO functions as Chairman of the DTFS North America Credit Committee with significant credit approval authority

Qualifications

• Bachelor’s degree in Finance, Business Administration, or related field; MBA or equivalent preferred.
• 12+ years of progressive leadership experience in financial services, preferably in automotive or commercial lending.
• Proven expertise in credit risk management, operations, and regulatory compliance.
• Strong strategic thinking, analytical, and decision-making skills.
• Demonstrated ability to lead cross-functional and geographically diverse teams while driving organizational change.
• Excellent communication and stakeholder management skills.

Position Details

• This will be a local offer / local contract role. No expat support for this position.
• Location: The location of this position will be in the Ballantyne area in South Charlotte.

#TL1

Where We Work

This position is open to applicants who can work in (or relocate to) the following location(s)- 

Charlotte, NC US. Relocation assistance for this position is available when the selected candidate meets eligibility criteria.

Schedule Type: 

Hybrid (4 days per week in-office / 1 day remote). This schedule builds our #OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration.

Daimler Truck Financial is the captive financial services provider for the Daimler Trucks North America family of commercial vehicle products, including Freightliner Trucks, Western Star, SelecTrucks, Sprinter Vans, Thomas Built Buses and Fuso. We have specialized in financing commercial vehicles for more than 40 years. This proven experience gives us critical insights into helping businesses overcome challenges unique to the trucking industry. Additionally, we offer a range of financing solutions that can be customized to meet each individual business's needs, from owner-operators to large fleet managers and nearly every venture in-between.

To achieve our goal of being the first-choice provider of vehicle financial products and services that support our brands, dealers and customers, we are looking for talented, diverse and inspired people with the skills, experience and innovative spirit to provide a first-class experience at every turn. We are committed to providing a great workplace environment t